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Compare the published records.

Published averages describe a portfolio of insured properties. They are not property quotes.

States and territoriesCountiesRank by premium + feeRank by net payments
NFIP county statistics, August 31, 2026. Page 1 of 31
CountyAverage premium + fee / unitRecorded lossesNet dollars paid
Gilpin County$5,7568$9,277
Lee County$4,32533$1,337,135
Chippewa County$4,068181$2,528,924
Thurston County$3,90613$552,055
Independent City$3,7025$482,144
Howell County$3,50475$3,592,969
Independent City$3,375155$4,899,180
Lewis County$3,335340$2,966,137
Ozark County$3,2988$710,037
Independent City$3,29120$109,833
Wilkes County$3,05333$1,094,707
Polk County$2,89410$132,865
Clarion County$2,881175$2,889,474
Lassen County$2,83452$1,075,614
Crawford County$2,82791$2,294,887
Oregon County$2,81242$419,451
Adams County$2,7886$220,922
Independent City$2,783107$5,312,419
Watonwan County$2,74316$1,146,775
Jackson County$2,74218$1,248,468
Pondera County$2,7380$0
Ohio County$2,7033,141$33,786,687
Montgomery County$2,690298$8,752,001
Ralls County$2,65967$1,063,447
Hunterdon County$2,6561,609$39,692,948
Haakon County$2,6342$0
Independent City$2,625774$18,602,657
Mcdonald County$2,615392$12,861,710
Independent City$2,614693$10,619,045
Pulaski County$2,576104$2,868,905
Henry County$2,56528$528,451
Houston County$2,56044$1,619,604
Essex County$2,55716$354,379
Ness County$2,5342$0
Woodford County$2,507519$17,045,661
Washington County$2,4851,242$49,815,539
Lemhi County$2,47823$224,019
Surry County$2,47575$1,531,443
Barry County$2,46851$2,124,781
Bracken County$2,463113$1,932,021
Gilmer County$2,461460$5,274,950
Overton County$2,45711$159,413
Macon County$2,44320$221,848
Knott County$2,439200$6,630,370
Perry County$2,393626$10,204,540
Reynolds County$2,388140$3,001,508
Gasconade County$2,381504$8,349,839
Tazewell County$2,377398$2,351,697
Patrick County$2,37143$1,018,869
Nicholas County$2,370217$8,654,766
Kingfisher County$2,364291$5,045,586
Las Animas County$2,3604$10,992
Emmet County$2,35819$81,089
Passaic County$2,35214,450$317,502,346
Orleans County$2,351102$2,616,316
Rensselaer County$2,350568$8,308,180
Marion County$2,34815$184,529
Warren County$2,334438$8,128,576
Floyd County$2,334228$4,301,940
Lee County$2,33356$743,105
Allegheny County$2,3194,786$80,888,089
Letcher County$2,312186$7,712,871
Madison County$2,3079$19,923
Sullivan County$2,30762$1,296,468
Prince Edward County$2,30740$460,578
Lee County$2,306144$3,991,565
Athens County$2,305431$5,388,026
Mcdowell County$2,2991,070$9,424,709
Northwest Artic Borough$2,29711$97,392
Wapello County$2,294119$2,426,070
Mifflin County$2,286508$4,365,531
Highland County$2,2862$11,992
Lucas County$2,2834$18,640
Cole County$2,280397$7,642,609
Venango County$2,278445$6,026,501
Warren County$2,2731,291$32,453,573
Franklin County$2,2721,515$31,921,886
Henry County$2,266207$3,309,493
Morrill County$2,2611$7,024
Larue County$2,26122$203,045
Leslie County$2,26053$355,970
Schenectady County$2,252358$8,317,568
Pope County$2,23763$969,986
Wetzel County$2,236514$6,467,540
Kemper County$2,2350$0
Cocke County$2,23486$5,842,830
Clay County$2,2231$1,561
Nantucket County$2,218604$17,698,227
Sierra County$2,21326$590,232
Orange County$2,210121$1,370,363
Escambia County$2,204369$13,410,627
Franklin County$2,2013,255$49,959,885
Independent City$2,200364$6,157,111
Washington County$2,1991,103$21,609,883
Madison County$2,197111$8,784,364
Floyd County$2,1912,717$38,191,289
Warren County$2,186101$2,548,771
Independent City$2,1781,180$20,810,816
Sioux County$2,17243$3,966,145
Klickitat County$2,16922$329,096

Policy units include condominium units under master policies. Losses are cumulative reported records and include claims closed without payment. Pricing depends on the mix of insured buildings; these rankings do not rank geographic flood risk. Counties with no in-force policy units have no premium average and sort after those with an average.