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Compare the published records.

Published averages describe a portfolio of insured properties. They are not property quotes.

States and territoriesCountiesRank by premium + feeRank by net payments
NFIP county statistics, August 31, 2026. Page 10 of 31
CountyAverage premium + fee / unitRecorded lossesNet dollars paid
Essex County$1,3355,516$94,203,760
Kanabec County$1,33423$176,514
Yadkin County$1,3343$2,110
Coffee County$1,33326$171,064
Lawrence County$1,33240$279,217
Franklin County$1,331189$1,100,851
Laurens County$1,33021$563,184
Madison County$1,3297$112,499
Brown County$1,32933$455,370
Sanders County$1,32910$223,490
Audrain County$1,32963$658,535
Yamhill County$1,329108$1,223,917
Contra Costa County$1,3281,195$12,644,150
Oliver County$1,3274$4,703
Lauderdale County$1,327139$1,350,508
Cass County$1,326330$5,437,094
Bates County$1,32628$661,326
Steuben County$1,324416$2,566,727
Macon County$1,3234$11,593
Independent City$1,323261$4,363,189
Erie County$1,3211,089$8,276,317
Roberts County$1,32171$779,445
Cass County$1,32026$724,574
Autauga County$1,31983$1,380,354
Wilson County$1,319577$11,115,241
Dent County$1,3192$0
Guernsey County$1,319395$8,603,359
Allen County$1,31890$3,307,674
Manatee County$1,31711,382$650,211,447
Morgan County$1,317265$1,626,987
Fremont County$1,31673$343,587
Orange County$1,31512,898$1,044,378,302
San Bernardino County$1,315861$10,293,018
Matagorda County$1,3142,406$28,696,312
Baxter County$1,314120$3,071,786
Gray County$1,3140$0
Hardin County$1,31315$111,326
Pleasants County$1,31259$698,656
Coles County$1,31263$719,267
Monroe County$1,31217$256,764
Mecosta County$1,31265$1,528,895
Holmes County$1,311112$1,475,418
Wabasha County$1,310163$3,334,861
Washoe County$1,309756$30,888,142
Jackson County$1,30943$383,809
Wheeler County$1,3094$10,235
Pacific County$1,308243$4,382,446
Bullitt County$1,307331$6,022,523
Pennington County$1,307135$531,582
Bremer County$1,307638$14,705,541
Jenkins County$1,30715$79,640
White County$1,306133$3,065,917
Monroe County$1,30660$3,045,517
Augusta County$1,304199$2,471,510
Storey County$1,30411$40,963
Adams County$1,304434$6,870,394
Hamilton County$1,3041,754$30,228,803
Howard County$1,30371$775,384
Bonner County$1,30239$153,010
Independent City$1,30246$270,244
Benton County$1,30144$179,971
Santa Barbara County$1,3011,307$31,228,485
Greene County$1,301200$3,425,901
Kendall County$1,299180$3,152,954
Clark County$1,299121$9,118,179
Meigs County$1,298280$2,526,874
Hancock County$1,29810,123$746,063,196
Juniata County$1,298208$1,168,199
Chautauqua County$1,2971,960$10,703,188
Hart County$1,29711$222,284
Shawnee County$1,297370$4,003,714
Mckean County$1,297177$976,492
Hamilton County$1,2978$141,534
Adams County$1,2964$9,389
Houston County$1,29478$1,095,568
Sevier County$1,294352$4,109,106
Roosevelt County$1,29329$317,444
Warren County$1,293127$2,402,658
Itawamba County$1,2924$51,649
Murray County$1,29215$165,715
Hancock County$1,2922,055$38,625,836
Pike County$1,2920$0
St. Francois County$1,29198$2,130,167
Washington County$1,2912$1,761
Natrona County$1,29058$247,775
Otoe County$1,29023$388,205
Pulaski County$1,290276$7,431,077
Delaware County$1,2903,028$57,159,730
Laurel County$1,29012$1,135,395
Summers County$1,290432$7,806,190
Buchanan County$1,290378$3,375,618
Wise County$1,29099$2,584,489
St. Helena Parish$1,28958$2,532,993
Forsyth County$1,288445$4,530,119
Union County$1,28859$669,976
Clackamas County$1,287815$24,400,338
Tuolumne County$1,28720$308,820
Woods County$1,28611$118,208
Cherokee County$1,28558$982,083
Clinton County$1,285281$5,008,803

Policy units include condominium units under master policies. Losses are cumulative reported records and include claims closed without payment. Pricing depends on the mix of insured buildings; these rankings do not rank geographic flood risk. Counties with no in-force policy units have no premium average and sort after those with an average.