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Compare the published records.

Published averages describe a portfolio of insured properties. They are not property quotes.

States and territoriesCountiesRank by premium + feeRank by net payments
NFIP county statistics, August 31, 2026. Page 13 of 31
CountyAverage premium + fee / unitRecorded lossesNet dollars paid
Sauk County$1,198208$7,480,925
Montgomery County$1,198311$5,753,544
St. Charles Parish$1,1987,581$161,520,449
Marshall County$1,19881$706,930
Butts County$1,19748$1,596,910
Allen County$1,1971,657$15,656,723
Isanti County$1,19630$238,150
Scott County$1,1961$0
Orange County$1,195562$36,245,640
Skamania County$1,19577$1,274,585
Independent City$1,19516$34,370
Pennington County$1,19419$34,089
Morgan County$1,194197$2,962,439
Mathews County$1,1931,227$21,358,593
Prentiss County$1,1921$13,574
Runnels County$1,1924$223,796
Mason County$1,191294$6,136,240
Hawaii County$1,190814$23,356,780
Ocean County$1,18953,175$2,612,420,838
Wagoner County$1,189343$10,221,329
Catawba County$1,189216$4,920,165
Pike County$1,1881,040$11,067,413
Okmulgee County$1,187121$3,980,831
Meade County$1,18718$802,538
Benton County$1,186339$9,359,251
Lafayette County$1,18618$284,338
Guilford County$1,186660$9,175,577
Custer County$1,18651$645,518
Westmoreland County$1,185238$6,585,338
Manitowoc County$1,18538$486,182
Madison County$1,185765$11,417,017
Wayne County$1,184144$3,222,558
Frederick County$1,18464$568,284
Jasper County$1,18310$132,076
Scott County$1,183115$1,068,407
Cherokee County$1,18226$373,701
Vinton County$1,18216$162,547
Knox County$1,18192$1,865,840
Ventura County$1,1801,303$15,714,101
Bon Homme County$1,1792$24,184
Mille Lacs County$1,17920$105,489
Walla Walla County$1,178103$1,894,158
Washington County$1,17732$981,384
Madison County$1,17771$3,383,477
Guthrie County$1,17710$156,933
Wright County$1,1778$93,111
Henderson County$1,176436$29,557,715
Knox County$1,17528$804,619
Polk County$1,1751,550$38,411,854
Hancock County$1,17511$52,668
Clay County$1,1746$12,256
Morrow County$1,17410$84,345
Chester County$1,1747$80,475
Faulk County$1,1743$5,206
Imperial County$1,174119$684,115
Weld County$1,174192$5,707,279
Santa Clara County$1,1741,651$24,820,198
Screven County$1,1735$182,290
Hand County$1,1736$77,210
Apache County$1,17210$18,328
Addison County$1,17199$1,585,167
Logan County$1,170467$5,079,959
Comal County$1,1701,210$60,426,479
Washington County$1,1702,442$51,932,211
Cedar County$1,1700$0
Solano County$1,169612$11,271,357
Wood County$1,16850$775,102
Hays County$1,1681,485$71,535,131
Noble County$1,1684$22,264
Monroe County$1,167733$23,508,206
San Francisco County$1,16767$2,399,983
Miami County$1,16727$1,118,151
Elk County$1,1661$25,000
Independent City$1,16536$537,927
Assumption Parish$1,164995$5,463,180
Aroostook County$1,164371$4,789,623
Rutherford County$1,163452$6,952,696
Washington County$1,163545$5,655,706
Comanche County$1,163835$23,201,211
Dunn County$1,16317$117,285
Linn County$1,1631$9,184
Erie County$1,1622,399$12,553,244
Kendall County$1,162245$4,505,395
Monroe County$1,1621,680$9,940,958
Harrison County$1,16291$697,897
Lincoln County$1,161472$6,321,114
Cedar County$1,1614$23,727
Pender County$1,1605,901$116,663,041
Nez Perce County$1,1606$33,066
Lake County$1,1601$2,582
Grady County$1,160234$4,733,629
Pontotoc County$1,1603$48,137
Rogers County$1,160251$5,987,692
Fayette County$1,159433$5,240,946
Kalamazoo County$1,158293$5,153,004
Wabaunsee County$1,1585$92,722
Mcleod County$1,15818$72,507
Clarke County$1,15641$730,489
Chilton County$1,1557$60,547
Lake County$1,1542,449$28,667,831

Policy units include condominium units under master policies. Losses are cumulative reported records and include claims closed without payment. Pricing depends on the mix of insured buildings; these rankings do not rank geographic flood risk. Counties with no in-force policy units have no premium average and sort after those with an average.