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Compare the published records.

Published averages describe a portfolio of insured properties. They are not property quotes.

States and territoriesCountiesRank by premium + feeRank by net payments
NFIP county statistics, August 31, 2026. Page 14 of 31
CountyAverage premium + fee / unitRecorded lossesNet dollars paid
Macon County$1,1545$55,962
Montgomery County$1,15487$2,114,830
Lawrence County$1,15437$666,963
Monroe County$1,15330$103,199
Oswego County$1,152235$1,832,415
Mason County$1,152175$1,370,600
Adams County$1,152152$1,400,992
Marion County$1,15218$183,328
Campbell County$1,15135$829,721
Carbon County$1,15135$117,764
Adair County$1,1511$37,186
Warren County$1,150215$2,206,902
Fayette County$1,150131$8,354,544
Licking County$1,150397$4,427,252
Tishomingo County$1,14918$269,386
Winnebago County$1,1492$186
Uinta County$1,1496$10,133
Val Verde County$1,148160$3,664,928
Corson County$1,1481$450
Riverside County$1,1481,750$21,996,929
Putnam County$1,148457$9,965,849
Bastrop County$1,148332$10,193,183
Jefferson County$1,14790$884,125
Berkeley County$1,147374$6,066,108
Plymouth County$1,14728$643,350
Lake County$1,14749$1,186,427
Dooly County$1,14619$323,142
Red River County$1,1460$0
Saline County$1,146239$4,535,447
Belknap County$1,146117$978,670
Brunswick County$1,14513$35,001
Telfair County$1,1446$91,966
Walker County$1,144458$16,382,640
Clinton County$1,14427$371,586
Grundy County$1,1436$214,669
Menominee County$1,14348$422,429
Northumberland County$1,141408$7,168,422
Laurens County$1,14149$1,296,201
Halifax County$1,14151$764,022
Independence County$1,141185$2,306,326
Brooks County$1,140187$1,229,423
Broadwater County$1,1404$13,604
Lawrence County$1,14035$680,833
Moffat County$1,1400$0
Nicollet County$1,14057$595,295
Wasco County$1,13915$279,937
Carroll County$1,139155$1,245,134
Real County$1,13865$707,741
Lake County$1,137893$12,743,361
Carroll County$1,13761$5,542,105
Phillips County$1,1372$7,402
Linn County$1,136137$1,769,811
Jackson County$1,136130$2,176,991
Furnas County$1,1363$4,118
Taylor County$1,1360$0
Pickens County$1,13614$150,536
Putnam County$1,135384$6,275,749
Hamilton County$1,135110$1,456,437
Waupaca County$1,135148$2,389,492
Independent City$1,1354,251$71,921,631
Butler County$1,134471$4,565,787
Salem County$1,134807$9,026,257
Alleghany County$1,13412$471,817
Giles County$1,13330$457,221
Kane County$1,133926$11,582,775
Skagit County$1,1331,352$23,189,004
Crawford County$1,132151$2,831,941
Washington County$1,13230$85,785
Washington County$1,132433$13,505,976
Tuscola County$1,132134$1,040,653
Houston County$1,131203$4,227,225
Garrett County$1,131123$1,259,996
Sumner County$1,131212$3,604,864
Lancaster County$1,130408$6,051,220
Callahan County$1,1306$46,080
Erie County$1,130524$5,923,604
Pottawatomie County$1,13078$407,641
Leon County$1,1297$114,358
Polk County$1,1292$150
Pike County$1,128476$8,313,521
Williams County$1,12719$247,997
Gaston County$1,12796$1,112,350
Ford County$1,12756$145,152
Union County$1,12757$437,832
Mckenzie County$1,1272$0
Transylvania County$1,126154$6,328,263
Montgomery County$1,126402$6,455,209
Perry County$1,126136$1,838,221
Rowan County$1,12664$1,115,932
Emmet County$1,1268$31,718
Bureau County$1,12477$260,773
Claiborne Parish$1,12474$1,940,686
Jasper County$1,123240$7,667,129
Lenawee County$1,12360$345,026
Grant County$1,12385$636,383
Darlington County$1,122103$1,502,263
Montour County$1,122147$3,165,400
Adams County$1,12231$86,413
Monroe County$1,12299$1,326,181
Newberry County$1,12239$281,310

Policy units include condominium units under master policies. Losses are cumulative reported records and include claims closed without payment. Pricing depends on the mix of insured buildings; these rankings do not rank geographic flood risk. Counties with no in-force policy units have no premium average and sort after those with an average.