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Compare the published records.

Published averages describe a portfolio of insured properties. They are not property quotes.

States and territoriesCountiesRank by premium + feeRank by net payments
NFIP county statistics, August 31, 2026. Page 15 of 31
CountyAverage premium + fee / unitRecorded lossesNet dollars paid
Toombs County$1,12136$446,078
Marathon County$1,12169$359,301
Henry County$1,1211$8,414
Sedgwick County$1,120983$14,145,314
Cass County$1,120217$1,156,040
Meeker County$1,1195$73,241
Yoakum County$1,11915$72,867
Teton County$1,1194$25,465
Wilcox County$1,11816$53,420
Sangamon County$1,118254$3,589,913
Wayne County$1,118116$975,049
Lawrence County$1,11846$792,486
Ozaukee County$1,117354$3,895,101
Hancock County$1,11791$1,092,928
Pine County$1,11763$1,371,382
Modoc County$1,1172$5,654
Franklin County$1,11648$716,057
Idaho County$1,1165$9,891
Neosho County$1,115100$1,525,004
Pushmataha County$1,1141$0
Edmunds County$1,1145$2,980
Livingston County$1,113116$713,202
Andrew County$1,113152$4,298,800
Sullivan County$1,113200$1,982,182
Winston County$1,11310$84,638
Sherburne County$1,11262$413,309
Bleckley County$1,1111$6,203
Henry County$1,11136$514,732
Fulton County$1,111472$3,366,661
Alfalfa County$1,11139$255,058
Umatilla County$1,11094$1,767,778
Putnam County$1,110616$10,579,463
Saline County$1,110263$7,594,918
Douglas County$1,109888$13,295,509
Shelby County$1,10995$1,561,386
Jerauld County$1,1090$0
Pottawattamie County$1,109871$11,036,972
Ottawa County$1,108353$3,517,532
Bannock County$1,10840$112,644
Burnett County$1,10838$279,528
Cooke County$1,107376$10,544,249
Pulaski County$1,10615$254,324
Nowata County$1,10616$548,651
Union County$1,10682$1,737,002
Peoria County$1,1052,632$24,114,332
Brewster County$1,10315$104,656
Adams County$1,103216$1,846,679
Ben Hill County$1,10322$179,440
Butler County$1,103530$13,469,071
Greene County$1,10210$140,973
Mono County$1,10246$404,734
Jefferson County$1,102275$2,427,811
Cochise County$1,102114$618,726
Randolph County$1,101232$9,551,936
Franklin County$1,101181$2,475,804
Pettis County$1,10144$335,444
Larimer County$1,100548$15,000,629
Ontonagon County$1,1009$4,653
Madison County$1,10024$441,133
Abbeville County$1,1002$27,581
Kenton County$1,100285$2,709,929
Lane County$1,099454$4,180,121
Calhoun County$1,09965$282,004
Allen County$1,098255$4,096,288
Bristol County$1,097837$5,230,638
Sumter County$1,09715$233,845
Tattnall County$1,09728$455,468
Lac Qui Parle County$1,09744$228,776
San Jacinto County$1,096477$10,055,244
Forrest County$1,0961,751$12,437,824
Washington County$1,096149$6,014,047
Bledsoe County$1,0961$0
Robeson County$1,0951,419$54,462,839
Osage County$1,09585$1,073,811
San Diego County$1,0952,463$47,916,161
Sumter County$1,09516$125,655
Palo Alto County$1,0944$37,703
Dougherty County$1,0941,258$28,588,432
Wells County$1,09439$661,403
Pueblo County$1,09397$290,143
Sublette County$1,0937$0
Greene County$1,09237$1,365,200
Cloud County$1,0922$35,000
Putnam County$1,09290$1,228,227
Chester County$1,0923$69,997
Johnson County$1,091454$12,517,276
White Pine County$1,0918$1,511
Durham County$1,090424$10,693,802
Bonneville County$1,09017$39,668
Perry County$1,090114$2,529,834
Saratoga County$1,090614$8,173,457
Carroll County$1,08961$797,526
Day County$1,089262$4,181,048
Lowndes County$1,08812$192,952
Cheatham County$1,088524$25,793,184
Acadia Parish$1,0881,466$36,723,339
San Juan County$1,0889$140,442
Yankton County$1,08864$1,632,995
Chattooga County$1,08750$1,610,831
Lake County$1,08618$56,921

Policy units include condominium units under master policies. Losses are cumulative reported records and include claims closed without payment. Pricing depends on the mix of insured buildings; these rankings do not rank geographic flood risk. Counties with no in-force policy units have no premium average and sort after those with an average.