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Compare the published records.

Published averages describe a portfolio of insured properties. They are not property quotes.

States and territoriesCountiesRank by premium + feeRank by net payments
NFIP county statistics, August 31, 2026. Page 17 of 31
CountyAverage premium + fee / unitRecorded lossesNet dollars paid
Rock Island County$1,0482,187$20,254,710
Chase County$1,04830$265,603
Webster County$1,04824$108,563
St. James Parish$1,048329$7,331,756
Pope County$1,0477$31,543
Poweshiek County$1,0460$0
Seneca County$1,046115$981,704
Brown County$1,046541$9,683,155
Mecklenburg County$1,0452,852$61,143,560
Juneau County$1,045113$4,159,792
Greenville County$1,044846$14,688,178
Otero County$1,043130$1,539,366
Rankin County$1,042996$21,010,480
Clallam County$1,042107$1,401,337
Denver County$1,042243$711,344
Converse County$1,04214$112,612
Tangipahoa Parish$1,0424,306$177,347,970
Rockingham County$1,0412,164$30,857,232
Seminole County$1,04146$1,134,494
New Kent County$1,04031$517,274
Eau Claire County$1,04048$434,920
Dade County$1,04010$108,696
Fayette County$1,04040$467,924
Franklin County$1,03932$223,240
Marengo County$1,03924$95,757
Limestone County$1,039297$4,861,961
Saline County$1,03916$272,408
Milwaukee County$1,0392,419$28,934,775
Clayton County$1,039292$3,332,610
Ottawa County$1,0381,482$10,087,128
Mason County$1,038533$3,694,191
Clay County$1,03824$435,695
Webster Parish$1,038229$7,392,670
Mccormick County$1,0382$88,141
Queens County$1,03714,786$701,210,060
Knox County$1,0370$0
Grayson County$1,037777$20,068,396
Madison County$1,037306$3,612,987
Ellis County$1,037168$6,280,279
Spartanburg County$1,036150$2,576,078
Hertford County$1,036154$2,994,349
Lincoln County$1,03633$100,290
Delta County$1,03628$312,618
Washington County$1,036405$4,151,995
Kent County$1,036404$3,790,512
Cass County$1,03559$952,359
Faulkner County$1,035322$7,705,511
Hendricks County$1,03577$717,567
Clark County$1,03433$892,613
Clinton County$1,0345$35,469
Union County$1,034101$321,659
Marion County$1,0332,292$18,359,198
Benton County$1,03374$561,677
Wayne County$1,032177$2,837,296
Independent City$1,031441$7,763,581
Martin County$1,03114$212,056
Harris County$1,031169,991$8,743,225,613
Boyle County$1,03116$168,796
Harrison County$1,030265$6,028,554
Calloway County$1,02928$1,108,680
Cass County$1,02957$332,172
Fallon County$1,0291$0
Brown County$1,028486$3,279,379
Vermilion County$1,028105$2,223,253
Uvalde County$1,028140$7,092,519
El Paso County$1,027863$6,056,759
Calhoun County$1,027147$2,214,025
Greene County$1,0272$5,839
Waldo County$1,02779$1,518,611
Stewart County$1,02717$561,725
Caldwell County$1,026199$7,512,261
Chesterfield County$1,025243$3,461,537
Tom Green County$1,025205$6,516,161
Dolores County$1,0251$270
Richardson County$1,025102$2,559,603
Crittenden County$1,024882$12,659,191
Jones County$1,02411$118,424
Seward County$1,02429$166,069
Bosque County$1,02457$1,672,866
Marshall County$1,02367$1,223,152
Tulsa County$1,0223,856$71,164,243
Brazoria County$1,02222,011$636,580,746
Clarke County$1,02238$205,900
Davison County$1,02133$2,027,737
Blackford County$1,0214$1,516
Platte County$1,0211$0
San Augustine County$1,0216$82,283
Sibley County$1,02118$556,212
Greene County$1,02030$232,625
Cherokee County$1,02061$596,003
Franklin County$1,02037$687,680
Pottawatomie County$1,019159$2,425,106
Seminole County$1,01984$1,834,579
Jeff Davis County$1,0190$0
Marion County$1,0190$0
Golden Valley County$1,0190$0
Monmouth County$1,01920,074$936,066,928
Essex County$1,019261$6,392,372
Muscogee County$1,018243$2,316,270
Parker County$1,018252$3,870,398

Policy units include condominium units under master policies. Losses are cumulative reported records and include claims closed without payment. Pricing depends on the mix of insured buildings; these rankings do not rank geographic flood risk. Counties with no in-force policy units have no premium average and sort after those with an average.