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Compare the published records.

Published averages describe a portfolio of insured properties. They are not property quotes.

States and territoriesCountiesRank by premium + feeRank by net payments
NFIP county statistics, August 31, 2026. Page 18 of 31
CountyAverage premium + fee / unitRecorded lossesNet dollars paid
Yell County$1,01712$147,131
Hamilton County$1,017476$4,994,548
Chouteau County$1,0170$0
Candler County$1,0166$124,028
Jackson County$1,016297$2,502,399
Itasca County$1,0168$34,045
Leavenworth County$1,016229$3,078,780
Bartholomew County$1,015504$15,045,140
Johnson County$1,0151,154$12,890,135
Washington County$1,01414$188,129
Conecuh County$1,0142$6,624
Pike County$1,013130$3,895,843
Tipton County$1,013145$5,311,213
Grimes County$1,01388$1,360,068
Tyler County$1,013200$3,995,403
Douglas County$1,013154$1,898,945
Fairfield County$1,012314$2,861,350
Jackson County$1,012243$3,520,382
Vanderburgh County$1,012826$7,494,032
Edmonson County$1,0120$0
St. Clair County$1,01297$1,377,595
Garfield County$1,0123$10,806
Houghton County$1,0116$117,086
Inyo County$1,0114$11,669
Spink County$1,01177$1,016,414
Lancaster County$1,01132$513,699
Pulaski County$1,010176$2,636,962
Grand Traverse County$1,01056$1,063,797
Navarro County$1,010106$2,570,911
Grant County$1,00916$145,456
Donley County$1,0097$7,175
Hot Springs County$1,0091$0
Bronx County$1,0091,904$26,832,980
Lamar County$1,008387$5,936,067
Racine County$1,008179$2,626,961
Red Willow County$1,00815$60,099
Kershaw County$1,008121$1,008,158
Kootenai County$1,00882$683,889
Lake County$1,0082,995$49,278,402
Mclennan County$1,007380$6,570,594
Grenada County$1,006318$3,749,650
Freeborn County$1,00645$901,735
Newton County$1,00545$445,185
Lincoln County$1,00529$373,639
Johnson County$1,00545$335,066
Indian River County$1,0053,359$66,570,414
Monona County$1,00431$597,452
Willacy County$1,004559$5,272,149
Republic County$1,0049$127,339
Elkhart County$1,003353$3,684,584
Prairie County$1,00393$3,133,712
Parke County$1,00317$313,286
George County$1,00373$482,294
Vernon Parish$1,002280$8,343,066
Boone County$1,002105$715,092
Washington County$1,002163$4,192,675
Moultrie County$1,00218$115,396
Dona Ana County$1,001207$4,891,551
Wahkiakum County$1,00098$1,825,401
Lake County$1,000300$8,010,555
Pecos County$9980$0
Woodruff County$99870$1,618,794
Ada County$998134$511,935
Shawano County$99711$293,642
Medina County$997153$3,640,028
Pershing County$9974$18,853
Orleans Parish$996128,315$7,314,652,037
Gallatin County$99649$921,876
Massac County$994109$2,395,021
Morrison County$99451$622,478
Cass County$994479$9,296,146
Lyman County$99316$392,829
Elko County$99331$141,900
Black Hawk County$9931,477$27,336,718
Bexar County$9922,241$33,418,585
Bradley County$99271$1,732,298
Orange County$9913,837$20,982,638
Niagara County$990195$1,259,457
Hamlin County$990431$5,157,901
Miami County$99032$198,482
Coffee County$990582$17,302,676
Anderson County$99019$272,990
Lincoln Parish$98926$389,552
Gilchrist County$989250$2,516,742
Payne County$988100$1,235,616
York County$98810$30,584
Sampson County$988154$6,360,374
Hutchinson County$98814$308,702
Spokane County$98862$1,798,066
Hall County$987128$808,013
Clinton County$98728$605,013
Pierce County$98710$339,731
Greenwood County$98743$772,579
Unicoi County$98776$1,297,469
Beauregard Parish$987619$9,389,272
Shelby County$987241$3,064,402
Hubbard County$98626$233,290
Pamlico County$9864,358$103,144,122
Upshur County$98610$205,694
Emmons County$98683$1,140,952

Policy units include condominium units under master policies. Losses are cumulative reported records and include claims closed without payment. Pricing depends on the mix of insured buildings; these rankings do not rank geographic flood risk. Counties with no in-force policy units have no premium average and sort after those with an average.