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Compare the published records.

Published averages describe a portfolio of insured properties. They are not property quotes.

States and territoriesCountiesRank by premium + feeRank by net payments
NFIP county statistics, August 31, 2026. Page 22 of 31
CountyAverage premium + fee / unitRecorded lossesNet dollars paid
Chariton County$89363$1,166,847
Boulder County$8921,787$49,998,164
Stone County$89251$1,801,616
Osage County$89214$171,482
La Porte County$892141$790,351
Houston County$891162$1,943,069
Pierce County$8911,078$25,394,495
Craven County$8906,119$239,324,278
Stephens County$89013$101,529
Bowie County$890243$5,288,396
Saluda County$8909$19,347
Cleveland County$889412$7,826,815
Placer County$889629$16,031,266
Fauquier County$88929$148,941
Harney County$88974$878,970
Canyon County$88829$101,026
Huntington County$888114$1,099,957
Lafayette Parish$8876,489$265,618,587
Newton County$8878$90,456
Jim Hogg County$88711$37,056
Big Stone County$88791$881,828
Mercer County$88792$941,253
St. Johns County$8857,654$251,902,339
Dawson County$8858$149,706
Dallas County$8853,397$68,795,943
Richland County$8841,328$60,029,190
Eddy County$8846$19,500
Costilla County$8842$10,317
Tarrant County$8843,584$62,180,011
Poinsett County$88468$1,722,052
Montgomery County$88413,071$630,170,754
Kleberg County$883283$2,187,248
Henry County$88340$319,003
Loudon County$88348$543,960
Harnett County$883109$2,304,018
Baker County$88395$2,901,306
Zavala County$88262$812,875
Nueces County$8828,704$186,758,742
Scott County$88230$1,043,051
Pinal County$882151$3,684,127
Gwinnett County$881489$10,400,725
Forsyth County$88170$1,013,717
Barrow County$88011$345,711
Fresno County$880282$1,943,725
Montague County$87995$1,627,684
Gadsden County$87831$310,529
Collin County$878355$5,282,960
Union County$87831$499,791
Dawson County$8774$4,141
Logan County$87752$94,897
Dallas County$8773$27,938
Columbia County$876366$7,659,439
Pipestone County$87617$357,394
Perry County$87511$63,221
Bay County$875524$2,515,487
Waukesha County$875470$9,377,025
Liberty County$875173$2,911,672
Boone County$87541$375,058
New Hanover County$87411,236$187,026,246
Liberty County$8747$136,564
Glynn County$8741,997$43,520,962
Bacon County$8741$0
Hyde County$8731,765$45,093,809
Madison County$8737$98,909
Beckham County$8728$53,749
Mcintosh County$87170$1,117,249
Sedgwick County$8710$0
Barnwell County$8714$37,427
Charles City County$8708$51,299
Martin County$8702,650$41,176,711
Lexington County$869685$14,285,665
Hartley County$8681$3,535
Carver County$86870$214,860
Marion County$868737$7,765,331
Scotts Bluff County$86853$177,715
Ramsey County$8671,060$37,052,608
Allen County$86715$623,203
Wheeler County$8662$7,763
La Moure County$86613$100,095
Kern County$866275$1,494,096
Duval County$8656,056$214,732,409
Grant County$86528$227,342
Pittsylvania County$86538$732,555
Cobb County$8652,027$66,350,179
Lincoln County$8652$4,570
Polk County$86477$850,552
Brooks County$86417$455,938
Columbus County$864683$24,541,805
Isabella County$86435$538,621
Lincoln County$86428$667,927
Whiteside County$863289$2,098,208
Cook County$86215,264$139,519,756
Ascension Parish$8626,957$353,742,030
Barry County$862302$3,108,746
Choctaw County$8626$90,180
Sanilac County$86114$122,607
Butte County$861331$6,623,182
Marquette County$86133$431,853
Nodaway County$8611$10,000
Scott County$86110$186,302

Policy units include condominium units under master policies. Losses are cumulative reported records and include claims closed without payment. Pricing depends on the mix of insured buildings; these rankings do not rank geographic flood risk. Counties with no in-force policy units have no premium average and sort after those with an average.