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Compare the published records.

Published averages describe a portfolio of insured properties. They are not property quotes.

States and territoriesCountiesRank by premium + feeRank by net payments
NFIP county statistics, August 31, 2026. Page 23 of 31
CountyAverage premium + fee / unitRecorded lossesNet dollars paid
Martin County$86040$605,077
Fulton County$86031$140,711
Prince William County$860474$5,584,577
Cumberland County$859803$24,673,949
Lincoln County$85948$337,504
Long County$85917$382,969
Montgomery County$85983$243,850
Porter County$859191$2,353,889
Powell County$85919$119,798
Ware County$85846$285,703
Hardin County$85816$317,655
Grady County$85813$167,999
Canadian County$858233$3,635,666
Roseau County$857277$3,309,452
Burleson County$85754$1,428,884
Madison County$8571,019$10,160,847
Maui County$856818$25,920,555
Madison County$856188$3,672,605
Simpson County$85629$1,019,279
Saunders County$855280$4,550,380
Putnam County$8551$3,122
Fentress County$8550$0
Copiah County$85446$302,770
Carteret County$8549,097$129,841,355
Howard County$85424$120,079
Scott County$85310$1,019,487
Greene County$85381$2,607,787
Aurora County$8532$99,980
Stanislaus County$853238$4,620,607
Bee County$853100$1,777,480
Crook County$85366$465,556
Northampton County$852105$1,191,332
Robertson County$85252$1,452,680
Franklin County$85219$163,890
Cape May County$85228,189$414,012,426
Daviess County$8519$203,510
Clarke County$85083$1,333,866
Baraga County$8506$14,325
Chemung County$850320$3,170,630
Independent City$850556$11,390,986
Mcpherson County$85037$310,229
Ravalli County$84936$115,489
Clinch County$8496$2,221
Riley County$849401$9,206,414
Madison County$8492$1,448
Clark County$848627$9,371,398
Howard County$84817$223,329
Spotsylvania County$84844$128,191
Dale County$848155$3,922,977
Bath County$84896$1,400,518
Walton County$84834$298,464
Pasquotank County$847523$6,304,883
Pearl River County$846825$17,341,037
Leelanau County$84623$207,180
Latimer County$8463$46,010
Mcduffie County$8461$0
Livingston County$84625$366,215
Decatur County$845111$1,783,994
Douglas County$84533$374,173
Weakley County$84517$71,730
Berrien County$8448$155,897
Wyandot County$843125$2,478,503
Haywood County$84388$1,549,238
Clinton County$84229$497,402
La Salle Parish$842794$6,946,973
Mason County$84212$220,490
Missoula County$842172$950,901
Waushara County$84125$225,461
St. Landry Parish$841905$20,788,861
Saginaw County$840798$11,761,770
Lyon County$84069$975,799
Beaverhead County$83912$2,464
Whatcom County$8391,188$52,937,820
Hennepin County$838667$4,365,024
Irion County$8382$13,410
Chisago County$83839$436,469
Teton County$8385$30,662
Du Page County$8373,623$55,901,684
Crawford County$83532$557,015
Paulding County$83554$891,512
Rush County$83423$134,280
Brunswick County$83410,095$100,168,055
Currituck County$8342,024$21,836,210
Hardin County$8342,461$193,801,918
Davie County$83312$146,848
Huron County$83269$800,657
Frederick County$832282$2,125,915
Mercer County$8320$0
Richmond County$832576$5,217,623
Bingham County$83233$99,773
Union County$83121$165,391
Greensville County$8307$38,810
Benton County$8300$0
Bertie County$830416$13,289,134
Barron County$83011$116,138
Webb County$829265$6,770,296
Washington County$8291,975$36,974,487
Tama County$829148$1,536,609
Young County$82993$573,135
Conway County$82927$279,413

Policy units include condominium units under master policies. Losses are cumulative reported records and include claims closed without payment. Pricing depends on the mix of insured buildings; these rankings do not rank geographic flood risk. Counties with no in-force policy units have no premium average and sort after those with an average.