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Compare the published records.

Published averages describe a portfolio of insured properties. They are not property quotes.

States and territoriesCountiesRank by premium + feeRank by net payments
NFIP county statistics, August 31, 2026. Page 25 of 31
CountyAverage premium + fee / unitRecorded lossesNet dollars paid
Richland County$793220$2,243,174
Jackson County$792184$3,222,692
Carroll County$79213$360,246
Madison County$79123$146,864
Powhatan County$7901$4,867
Montgomery County$7906$80,643
Outagamie County$78986$1,969,722
Jefferson County$7898$35,904
Ottawa County$78946$203,508
Catron County$7885$168,085
Concho County$7881$26,345
Van Wert County$78836$230,944
Caldwell County$78611$252,864
Fulton County$7863,091$95,237,730
Stafford County$786162$1,303,619
Albany County$78616$121,770
Mason County$7855$119,062
Cumberland County$7855$17,807
Vilas County$7850$0
Stark County$78427$87,521
Scott County$7830$0
Iberville Parish$782649$12,804,066
Clay County$782185$4,190,947
Laramie County$782193$976,644
Caldwell County$7810$0
Dawson County$78190$491,843
Teton County$78023$116,896
Goochland County$78011$126,623
Hale County$78015$100,965
Loudoun County$778172$1,987,766
Fountain County$77811$129,604
Henry County$77776$1,115,529
Calhoun County$7778$138,394
Winston County$77727$542,187
Washington County$77677$1,213,665
Merced County$776500$14,660,165
Langlade County$77518$61,732
Montgomery County$7747$109,326
Harlan County$7740$0
Pawnee County$7744$4,144
Goliad County$77414$348,954
Yazoo County$774365$6,951,346
Harrison County$774192$3,440,065
Edwards County$7737$1,108
Randolph County$77327$151,169
Beaufort County$7734,981$80,618,194
Chippewa County$7736$136,915
Grant Parish$772508$5,542,310
Jasper County$772110$2,594,824
Kiowa County$77122$515,812
Caddo County$77051$1,434,440
Independent City$76934$238,403
Comanche County$76912$73,495
Leflore County$769496$4,697,640
Washburn County$76827$976,185
Gallatin County$76877$352,791
Jasper County$767113$1,609,382
Wayne County$7675$5,444
Emery County$7677$12,159
Monroe County$766183$4,452,408
Florence County$766389$7,101,084
Bryan County$76629$1,165,255
Pocahontas County$7650$0
Fayette County$76526$830,131
King George County$76513$48,865
Lapeer County$76427$173,581
Douglas County$764211$7,182,877
Teller County$76411$12,025
Kiowa County$7630$0
Hanover County$76237$397,016
Refugio County$762106$1,627,230
Little River County$7614$81,504
Aiken County$76136$199,084
Lowndes County$761134$4,918,031
St. Joseph County$761190$1,460,355
Crawford County$7611$118,192
Florence County$7611$4,849
Reno County$759109$1,178,411
Cass County$7593,360$24,911,870
Franklin County$7592$1,858
Finney County$75913$33,513
Mclean County$7589$66,662
Macomb County$7561,429$8,981,502
Silver Bow County$75610$8,245
Washington County$75668$1,655,180
Johnson County$7553$1,972
Honolulu County$7553,093$70,465,338
Freestone County$75515$715,385
Douglas County$75521$704,674
Charlton County$75539$1,215,067
Dorchester County$755766$16,804,758
Wrangell-Petersburg Ca$7552$0
Dane County$754326$8,670,725
Jackson Parish$7533$24,806
Independent City$7525,803$74,882,856
Isle Of Wight County$752191$5,332,528
Independent City$7528$99,694
Independent City$75294$606,092
Major County$75218$256,605
Robertson County$7510$0

Policy units include condominium units under master policies. Losses are cumulative reported records and include claims closed without payment. Pricing depends on the mix of insured buildings; these rankings do not rank geographic flood risk. Counties with no in-force policy units have no premium average and sort after those with an average.