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Compare the published records.

Published averages describe a portfolio of insured properties. They are not property quotes.

States and territoriesCountiesRank by premium + feeRank by net payments
NFIP county statistics, August 31, 2026. Page 26 of 31
CountyAverage premium + fee / unitRecorded lossesNet dollars paid
Hillsdale County$75014$191,827
Sanborn County$75013$46,452
Haskell County$7496$131,813
St. Marys County$749617$11,341,786
Harford County$748357$3,748,580
Lauderdale County$748345$4,688,640
Summit County$74846$152,413
Wayne County$7477$56,188
Lincoln County$7460$0
Hampton County$74617$236,579
Evangeline Parish$746269$6,151,418
Colusa County$746167$3,314,910
Logan County$746122$1,376,383
Norman County$745253$2,504,014
Johnson County$7456$34,108
Thomas County$7443$0
Niobrara County$7440$0
Cross County$74369$2,321,780
Knox County$74380$1,002,078
Oktibbeha County$74341$625,834
Antelope County$74215$404,410
Bamberg County$74232$1,698,894
Perry County$742301$5,404,191
St. Clair County$7421,159$5,171,821
La Crosse County$742217$1,265,080
Greer County$7424$35,259
Greene County$741227$960,712
San Miguel County$74018$132,604
Dimmit County$73912$520,989
Garfield County$7395$105,461
Marion County$73961$887,329
Gogebic County$73910$38,343
Tallahatchie County$73888$643,166
Titus County$7377$249,275
Bernalillo County$737179$1,487,513
Brevard County$7375,693$69,708,139
Craighead County$736410$7,733,902
Spencer County$73549$424,406
Irwin County$7331$1,432
Midland County$732139$1,567,342
Page County$7323$6,833
Effingham County$73177$1,075,995
Parmer County$7310$0
Elmore County$73112$110,123
Geauga County$73165$1,428,798
St. Francis County$73024$419,271
Jeff Davis County$7299$38,361
Caroline County$7295$22,208
Otter Tail County$729111$1,355,421
Winn Parish$729142$2,326,239
Mohave County$729173$1,859,765
Summit County$729817$13,048,299
Cecil County$728714$14,453,556
Zapata County$7284$56,222
Butler County$7261$0
Northampton County$72628$239,449
Caddo Parish$7242,456$41,889,709
Tate County$72432$1,452,529
Fayette County$724161$1,910,070
Burke County$7243$61,825
Grant County$7249$104,650
Polk County$72320$380,086
Victoria County$723719$11,113,571
Gates County$72326$416,151
Antrim County$7236$5,343
Union County$7230$0
Marion County$72216$271,340
Albemarle County$721120$1,159,098
Spalding County$72124$153,491
Hempstead County$7207$86,199
Howard County$7198$31,849
Ward County$7191,069$69,158,974
Calumet County$71724$61,949
Lee County$71624$646,453
Adams County$7169$11,221
Pratt County$71312$2,009
Cavalier County$7134$3,433
Independent City$71237$407,202
Wicomico County$712263$6,671,436
Lake County$712469$7,168,627
Shiawassee County$71262$106,288
Steuben County$71165$207,537
Kenedy County$7106$110,814
Camp County$7105$10,548
Powder River County$70911$34,429
Shelby County$7085$34,126
Wood County$70610$66,198
Dare County$70619,304$234,726,829
Independent City$70477$666,548
Montgomery County$7040$0
Glenn County$704200$2,436,172
Cass County$70315$112,345
Ector County$702183$2,476,177
Summit County$70231$48,383
James City County$702367$6,380,144
Portage County$70187$866,352
Calhoun County$7002$0
Valley County$6998$110,663
Chickasaw County$6993$8,170
Jefferson County$69918$115,665

Policy units include condominium units under master policies. Losses are cumulative reported records and include claims closed without payment. Pricing depends on the mix of insured buildings; these rankings do not rank geographic flood risk. Counties with no in-force policy units have no premium average and sort after those with an average.