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Compare the published records.

Published averages describe a portfolio of insured properties. They are not property quotes.

States and territoriesCountiesRank by premium + feeRank by net payments
NFIP county statistics, August 31, 2026. Page 27 of 31
CountyAverage premium + fee / unitRecorded lossesNet dollars paid
Maricopa County$6992,627$26,045,488
Denton County$698559$10,535,458
Mccurtain County$69754$922,603
Claiborne County$697474$5,006,070
Lake County$69727$351,047
Phillips County$697464$3,800,034
Berkeley County$696622$8,730,461
Cache County$69645$135,705
Seminole County$6961,563$54,020,273
Charles County$696360$6,502,114
Jasper County$6959$146,651
Santa Fe County$69552$953,841
Salt Lake County$694408$1,739,141
Kings County$69413$157,401
Cameron County$6947,266$186,596,657
Peach County$6946$237,379
Keokuk County$6942$16,718
Crockett County$69310$446,053
Jim Wells County$693193$1,892,436
Walworth County$69245$646,644
Wayne County$6902,886$13,710,766
Baltimore County$6893,362$69,529,359
Carroll County$68729$343,607
Iowa County$68636$267,014
Deuel County$6851$3,758
Adams County$68524$272,917
Whitley County$68427$149,085
Woodson County$6840$0
Harper County$6841$0
Atkinson County$6822$1,640
Lincoln County$68181$254,234
Cook County$68010$155,904
Alcona County$67915$72,276
Sacramento County$6793,888$39,293,779
Deuel County$67814$30,367
New York County$6771,241$117,705,072
Baldwin County$67620,713$670,075,559
Clarendon County$67646$593,523
Goshen County$67613$51,635
Caroline County$67678$1,377,875
Hamilton County$6760$0
Greene County$6764$6,005
Morris County$6755$26,907
Pulaski County$67537$188,620
Independent City$6741,069$27,409,820
Elbert County$6742$0
Granville County$67318$1,018,904
Bent County$6732$2,689
Starke County$67323$360,716
Coleman County$67115$312,577
Adams County$671149$595,108
Noble County$670250$2,951,846
Rooks County$6680$0
Coweta County$66740$464,427
Fond Du Lac County$667523$7,386,253
De Soto Parish$66637$737,243
Brazos County$666574$7,645,104
Red River Parish$66513$350,200
Terrell County$6655$57,849
Lee County$66460$1,297,706
Anson County$6644$21,525
Floyd County$6623$13,837
Gaines County$6619$39,980
Harrison County$6604$86,960
Orange County$65923$288,248
Dawes County$6580$0
Quitman County$657265$2,505,965
Holt County$6561,396$42,868,092
Amite County$6553$18,097
Prince George County$65235$318,717
Perkins County$6520$0
Okaloosa County$6518,099$281,030,750
Iron County$65123$190,291
Stone County$6495$51,684
Wasatch County$64814$52,447
Calvert County$648552$9,512,853
Juab County$6476$0
Gibson County$64749$503,198
Barton County$646526$2,376,590
Randolph County$6461$1,035
Warren County$64515$73,409
Iron County$6452$10,347
Alachua County$645286$8,444,895
Wilbarger County$6428$118,560
Hall County$6424$297,119
Shoshone County$642117$938,696
Webster County$6423$13,326
Archer County$64123$846,974
St. Lucie County$6403,987$83,380,327
Sevier County$64016$38,844
Stark County$6401$0
Turner County$6381$0
Independent City$6382,618$27,237,233
Kearney County$6374$6,349
Heard County$6373$3,101
Jefferson County$6362$11,443
Iosco County$63580$841,691
Chesterfield County$63511$166,444
East Baton Rouge Parish$63421,944$1,307,568,348
Miami-Dade County$63461,945$854,290,112

Policy units include condominium units under master policies. Losses are cumulative reported records and include claims closed without payment. Pricing depends on the mix of insured buildings; these rankings do not rank geographic flood risk. Counties with no in-force policy units have no premium average and sort after those with an average.