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Compare the published records.

Published averages describe a portfolio of insured properties. They are not property quotes.

States and territoriesCountiesRank by premium + feeRank by net payments
NFIP county statistics, August 31, 2026. Page 29 of 31
CountyAverage premium + fee / unitRecorded lossesNet dollars paid
Rolette County$5523$23,024
Jackson County$5527$6,518
Lunenburg County$5510$0
Holt County$5516$4,899
Wheatland County$55019$38,369
Schleicher County$5500$0
Weston County$5491$1,174
Arapahoe County$549206$1,019,286
Franklin Parish$548313$5,290,609
Bayfield County$54620$139,033
Orange County$5462,262$73,141,997
Wheeler County$5451$29,964
Macoupin County$54413$74,885
Decatur County$5440$0
Lake County$54311$150,969
Kent County$541344$8,868,850
Highlands County$538203$2,588,162
Crosby County$5368$512,008
Lamb County$5362$18,893
Twin Falls County$53517$27,626
West Baton Rouge Parish$531248$7,147,422
Alamosa County$53119$4,195
Ouachita Parish$5316,926$162,065,892
Linn County$53024$203,104
Haskell County$529206$2,741,159
Kimball County$5290$0
Douglas County$5251$520
De Baca County$5250$0
Rapides Parish$5253,387$61,372,939
Avoyelles Parish$5241,917$18,579,637
Allendale County$5246$282,090
Washington County$52414$223,834
Choctaw County$5226$236,494
Taylor County$5214$7,004
Walton County$5203,342$69,394,119
Bay County$5209,008$341,120,805
Renville County$5194$11,332
Calhoun County$5180$0
Caswell County$5180$0
Culebra Municipio$5142$37,480
Somerset County$5091,264$15,096,525
Independent City$508235$5,186,038
Coal County$5082$8,806
Horry County$50712,078$326,013,523
Mitchell County$50416$141,158
Weber County$50394$342,426
Milam County$50216$157,623
Forest County$5023$33,259
Trinity County$50279$1,673,166
Russell County$5010$0
Mahnomen County$50112$154,893
Madison Parish$500293$3,323,738
Barber County$4983$1,219
Scott County$497524$4,593,222
Dorchester County$4941,149$21,709,926
Kalkaska County$4940$0
Millard County$49275$1,263,257
Terry County$49110$76,328
Swisher County$4911$9,064
Nevada County$4901$5,209
Beadle County$49023$368,084
Talbot County$490680$14,099,477
Rich County$4871$2,842
Duchesne County$4856$13,055
Montgomery County$482786$4,807,253
Mississippi County$480213$4,738,956
Bottineau County$4782$0
Anne Arundel County$4762,799$52,856,585
Cheyenne County$4760$0
Texas County$4753$125,348
Washington, D.C.$474496$5,445,365
Mcintosh County$4742$7,285
Norton County$4730$0
Douglas County$4720$0
Pemiscot County$471136$760,776
Dunklin County$47059$399,485
Uintah County$47014$80,456
Kenai Peninsula Borough$46785$715,320
Lanier County$4665$35,844
Arecibo Municipio$465994$11,478,807
Terrell County$4643$5,159
Webster County$4570$0
Richland Parish$456431$10,723,635
Queen Annes County$4561,083$15,417,710
Aguada Municipio$45232$456,810
Guanica Municipio$450120$309,508
Gosper County$4480$0
Haines Borough$4480$0
Caldwell Parish$445569$5,752,483
San Juan County$4450$0
Seward County$44438$97,047
Kearny County$4441$0
Franklin County$44214$371,267
Yukon-Koyukuk Census Area$44274$3,397,281
Collingsworth County$4414$17,316
Childress County$4400$0
Puerto Rico$43911$87,173
Bayamon County$438535$3,562,634
Bethel Census Area$43848$315,942
Clay County$4340$0

Policy units include condominium units under master policies. Losses are cumulative reported records and include claims closed without payment. Pricing depends on the mix of insured buildings; these rankings do not rank geographic flood risk. Counties with no in-force policy units have no premium average and sort after those with an average.