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Compare the published records.

Published averages describe a portfolio of insured properties. They are not property quotes.

States and territoriesCountiesRank by premium + feeRank by net payments
NFIP county statistics, August 31, 2026. Page 3 of 31
CountyAverage premium + fee / unitRecorded lossesNet dollars paid
Coos County$1,932196$3,356,725
Moore County$1,9280$0
Carbon County$1,92663$2,734,154
Armstrong County$1,926498$6,165,971
Murray County$1,9253$34,520
Fulton County$1,92359$1,679,211
Cannon County$1,91949$1,370,664
Lehigh County$1,918979$11,944,598
Pawnee County$1,9179$58,458
Cedar County$1,91739$962,890
Fall River County$1,9161$25
Coos County$1,91096$675,211
Warren County$1,907136$1,124,284
Logan County$1,9067$78,179
Logan County$1,9062,325$34,087,787
Casey County$1,90324$2,994,434
Mills County$1,901129$6,724,912
St. Mary Parish$1,9002,586$40,734,535
Morgan County$1,8951$0
Blount County$1,89427$840,757
Newton County$1,891216$5,382,280
Franklin County$1,8901,092$31,919,059
Brooke County$1,887489$6,435,341
Mendocino County$1,883184$4,874,916
Tippah County$1,8832$24,136
Muhlenberg County$1,88213$326,551
Mclean County$1,875139$2,096,268
Halifax County$1,873184$2,284,150
Cortland County$1,871355$3,590,868
Crawford County$1,870135$6,292,269
Wyandotte County$1,868437$11,043,706
Steele County$1,86791$2,081,344
Bibb County$1,8668$4,441
Billings County$1,86513$99,601
Lewis County$1,85949$528,591
Adair County$1,85725$695,541
Cheshire County$1,853248$6,689,560
Macon County$1,8535$37,710
Harrison County$1,851788$5,792,554
Rutherford County$1,850121$8,057,047
Jefferson County$1,848388$7,793,811
Boise County$1,8471$35,645
Lumpkin County$1,84617$261,384
Lyon County$1,84675$1,676,349
Pendleton County$1,84570$441,463
Wayne County$1,8451$3,107
Dukes County$1,844172$1,848,510
Fleming County$1,84451$954,613
Tolland County$1,839174$1,824,135
Taylor County$1,836708$37,582,659
Stillwater County$1,83353$1,383,954
Mercer County$1,83354$1,026,729
Benton County$1,83312$96,410
Appanoose County$1,8288$103,432
Charlotte County$1,82611,727$475,175,822
Roane County$1,820183$3,381,810
Buffalo County$1,81964$7,183,793
Morrow County$1,8198$15,610
Mineral County$1,818198$1,926,473
Garfield County$1,8142$95
Fulton County$1,81325$591,013
Buncombe County$1,8091,197$104,126,207
Bell County$1,809578$7,430,303
Greenbrier County$1,809980$25,931,379
Cumberland County$1,8081,581$16,578,190
Cooper County$1,8079$152,078
Clay County$1,80763$688,373
Callaway County$1,805330$4,333,018
Berkshire County$1,802400$3,135,522
Raleigh County$1,801443$4,143,608
Schuyler County$1,801111$306,902
Hocking County$1,801152$2,202,740
Mora County$1,79864$478,251
Ferry County$1,7975$65,511
Swain County$1,79454$1,203,487
Potter County$1,79390$1,101,833
Butler County$1,79345$728,194
Clark County$1,78935$597,626
Belmont County$1,788670$7,878,611
Maries County$1,788115$3,813,190
Ashland County$1,78657$761,659
Carbon County$1,7848$332,489
Izard County$1,78275$2,623,026
Morgan County$1,7819$10,887
Walker County$1,78159$696,257
Hampden County$1,781278$2,721,183
Lewis County$1,78019$530,829
Middlesex County$1,7792,292$38,677,049
Warren County$1,77931$315,116
Pepin County$1,77881$685,993
Pendleton County$1,775178$5,278,031
Harrison County$1,774139$3,511,713
Rock County$1,773301$4,365,263
Plumas County$1,77263$1,112,084
Mercer County$1,7712,437$48,333,387
Van Buren County$1,76919$603,838
Grant County$1,7694$63,461
Rockbridge County$1,768360$5,490,690
Page County$1,767185$3,434,064
Smith County$1,76611$33,381

Policy units include condominium units under master policies. Losses are cumulative reported records and include claims closed without payment. Pricing depends on the mix of insured buildings; these rankings do not rank geographic flood risk. Counties with no in-force policy units have no premium average and sort after those with an average.