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Compare the published records.

Published averages describe a portfolio of insured properties. They are not property quotes.

States and territoriesCountiesRank by premium + feeRank by net payments
NFIP county statistics, August 31, 2026. Page 5 of 31
CountyAverage premium + fee / unitRecorded lossesNet dollars paid
Laclede County$1,65926$653,500
Independent City$1,65931$190,779
Burlington County$1,6582,190$29,589,642
Carlton County$1,65816$566,438
Winnebago County$1,6571,721$27,173,599
Treutlen County$1,6570$0
Chippewa County$1,65647$340,825
Sweet Grass County$1,65623$471,220
Gallatin County$1,65633$458,026
Taylor County$1,65556$636,287
Whitfield County$1,65494$5,190,475
King William County$1,65488$2,346,418
Scott County$1,6532,308$35,366,493
Harrison County$1,652208$8,438,283
Garvin County$1,65166$1,285,345
Graham County$1,6516$13,063
Washington County$1,65187$1,786,354
Chambers County$1,65124$921,468
Independent City$1,64914$91,789
Siskiyou County$1,64969$489,473
La Salle County$1,648608$11,775,363
Charlotte County$1,6471$1,709
Ingham County$1,646394$2,380,004
Montgomery County$1,646138$1,084,515
Grundy County$1,645318$6,184,744
Pierce County$1,64412$197,115
Wilson County$1,64372$1,659,567
Androscoggin County$1,642147$1,116,837
Sweetwater County$1,64222$901,085
Crawford County$1,637388$1,835,919
Franklin County$1,63744$291,805
Lincoln County$1,636269$17,125,978
Kossuth County$1,6352$22,662
Crook County$1,6350$0
Grant County$1,635157$2,961,483
Lincoln County$1,635340$4,317,031
Union County$1,6347,523$164,841,684
Menard County$1,63451$431,783
Grayson County$1,6337$155,835
Mcminn County$1,63239$323,628
Murray County$1,63142$611,827
Barnes County$1,631391$2,652,367
Owen County$1,630145$3,546,446
Le Sueur County$1,63089$2,278,706
Cherokee County$1,630140$1,671,572
Kerr County$1,629409$21,953,950
Holmes County$1,626119$646,013
Liberty County$1,6264$7,075
Montgomery County$1,625311$11,077,136
San Saba County$1,62527$1,268,765
Green Lake County$1,62454$470,991
Scott County$1,62479$1,850,991
Benewah County$1,62347$697,735
Plaquemines Parish$1,6236,158$382,292,557
San Juan County$1,62048$537,443
Harlan County$1,619471$2,432,394
Tehama County$1,619425$5,596,151
Hopkins County$1,61774$1,182,437
Lee County$1,61648,566$3,955,915,978
Carroll County$1,616181$3,735,469
Trempealeau County$1,615138$2,517,430
Randolph County$1,615549$4,885,151
Baylor County$1,6144$22,602
Cleburne County$1,61236$1,227,852
Hughes County$1,61187$693,582
Van Buren County$1,61152$538,267
Barbour County$1,61034$694,851
Sierra County$1,61015$157,857
Iberia Parish$1,6102,938$90,567,384
Bourbon County$1,609396$6,446,290
Socorro County$1,60623$434,738
Washington County$1,606361$8,394,219
Johnson County$1,6064$23,522
Richland County$1,605323$9,788,630
Union County$1,6031,021$12,899,507
Boundary County$1,6023$8,395
New London County$1,6022,193$31,413,506
Bedford County$1,6021,415$14,397,417
Clinton County$1,6011$134,335
Putnam County$1,60123$504,067
Wallowa County$1,60016$17,497
Litchfield County$1,600510$7,199,358
Lamoille County$1,599183$5,686,720
Faribault County$1,59711$51,378
Crockett County$1,5973$26,662
Monroe County$1,59669$1,309,895
Dickson County$1,59675$4,068,528
Columbia County$1,5948$21,810
St. Charles County$1,59411,423$164,002,585
Wade Hampton Census Area$1,5913$23,411
York County$1,5911,652$18,481,912
Independent City$1,590204$1,880,697
Sheridan County$1,58975$298,222
Payette County$1,58825$233,558
Hinds County$1,5884,442$68,298,799
Boyd County$1,585459$7,100,670
Terrebonne Parish$1,58413,852$330,848,501
Madison County$1,584375$5,603,761
Wood County$1,584930$13,052,044
Jay County$1,58440$519,063

Policy units include condominium units under master policies. Losses are cumulative reported records and include claims closed without payment. Pricing depends on the mix of insured buildings; these rankings do not rank geographic flood risk. Counties with no in-force policy units have no premium average and sort after those with an average.