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Compare the published records.

Published averages describe a portfolio of insured properties. They are not property quotes.

States and territoriesCountiesRank by premium + feeRank by net payments
NFIP county statistics, August 31, 2026. Page 6 of 31
CountyAverage premium + fee / unitRecorded lossesNet dollars paid
Fayette County$1,58294$865,625
Story County$1,582284$13,046,960
Effingham County$1,5812$3,257
Cambria County$1,580717$2,523,349
Montgomery County$1,58035$476,496
Gordon County$1,58044$1,773,113
Washington County$1,5781,337$18,755,595
Union County$1,5783$49,520
Marion County$1,577557$12,240,204
Greene County$1,57693$3,380,514
Franklin County$1,57525$702,745
Cameron County$1,57479$559,486
De Witt County$1,57457$358,703
Monroe County$1,572435$14,723,140
Camden County$1,5711,237$7,714,636
Buchanan County$1,571388$4,794,869
Broome County$1,5693,111$138,482,874
Boone County$1,56818$447,510
Steele County$1,5680$0
Allegany County$1,567378$5,480,429
Jefferson County$1,567261$5,657,047
Huerfano County$1,5676$1,884
Christian County$1,56684$3,066,678
Amador County$1,56678$1,510,668
Bucks County$1,5655,303$150,330,679
Douglas County$1,565206$1,154,212
Fayette County$1,5651$3,461
Schuylkill County$1,5651,039$26,134,204
Mason County$1,56515$172,759
Shelby County$1,56315$257,666
Dixie County$1,563952$22,021,641
Johnson County$1,5626$21,905
Jefferson County$1,5629$133,356
De Kalb County$1,562402$4,540,083
Jackson County$1,55895$1,036,120
Henry County$1,558171$1,380,725
Gila County$1,557160$3,622,289
Guadalupe County$1,5572,482$109,673,550
Clayton County$1,557215$3,365,766
Meade County$1,55622$52,781
Calhoun County$1,556126$689,386
San Luis Obispo County$1,556615$8,557,181
Mclean County$1,556172$1,418,619
Camden County$1,55489$1,657,543
Hickman County$1,55456$4,611,736
Nicholas County$1,55348$1,876,805
Forest County$1,55222$189,880
Grant County$1,5512$4,500
Fremont County$1,5497$90,130
Marshall County$1,54811$38,796
Dickinson County$1,54815$311,028
Stanly County$1,54665$2,978,546
Vermilion Parish$1,5464,782$185,466,793
Webster County$1,54613$341,225
Owen County$1,54572$1,411,518
Berks County$1,5441,336$24,170,452
Eureka County$1,5391$588
Stone County$1,53776$2,133,615
Miller County$1,53626$521,263
Eddy County$1,53651$332,647
Lincoln County$1,53549$658,676
Clearwater County$1,53510$37,473
Hamilton County$1,53429$189,455
Hanson County$1,53410$166,928
Winneshiek County$1,53328$356,849
Sussex County$1,533189$1,819,636
Bedford County$1,53229$324,549
Pike County$1,5311$44,000
Sequatchie County$1,53121$159,975
Roanoke County$1,531597$6,608,337
Grainger County$1,5313$40,765
Trousdale County$1,53025$268,415
Allegany County$1,530219$1,079,854
Mackinac County$1,5306$8,898
Suffolk County$1,52934,465$1,119,137,048
De Kalb County$1,52741$1,040,223
Russell County$1,52763$554,215
Roane County$1,52642$532,672
Fairfield County$1,52612,668$284,130,508
Columbiana County$1,526109$632,272
Dubois County$1,52617$381,085
Westmoreland County$1,5251,617$20,114,644
Floyd County$1,524384$3,362,779
Llano County$1,523693$20,199,191
Polk County$1,52379$4,421,322
Clermont County$1,522638$10,151,707
Santa Cruz County$1,5201,671$25,496,814
Monterey County$1,5201,467$41,742,829
Archuleta County$1,51910$122,741
Hernando County$1,5183,294$138,786,226
Russell County$1,51760$1,082,934
Magoffin County$1,517270$2,836,509
Alleghany County$1,516221$2,966,334
Madison County$1,515158$3,355,464
Wayne County$1,51570$1,840,679
Anderson County$1,51554$238,966
Webster County$1,5138$240,938
Plymouth County$1,51311,424$157,842,998
Gulf County$1,5101,752$92,387,109
Columbia County$1,51055$501,154

Policy units include condominium units under master policies. Losses are cumulative reported records and include claims closed without payment. Pricing depends on the mix of insured buildings; these rankings do not rank geographic flood risk. Counties with no in-force policy units have no premium average and sort after those with an average.