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Compare the published records.

Published averages describe a portfolio of insured properties. They are not property quotes.

States and territoriesCountiesRank by premium + feeRank by net payments
NFIP county statistics, August 31, 2026. Page 8 of 31
CountyAverage premium + fee / unitRecorded lossesNet dollars paid
Herkimer County$1,438427$6,093,569
Dubuque County$1,437254$2,176,675
White County$1,43758$693,377
Cabell County$1,434767$10,973,350
Pinellas County$1,43351,905$3,758,806,408
Pike County$1,433215$2,853,772
Barton County$1,43217$269,697
Rio Arriba County$1,43237$337,992
Newton County$1,43143$728,795
Penobscot County$1,431245$1,763,266
Benton County$1,431108$2,124,051
Covington County$1,43142$450,006
Essex County$1,430409$6,565,281
Noble County$1,430164$2,712,415
Cleveland County$1,43054$740,447
Highland County$1,4306$54,989
Clay County$1,43035$175,218
Ouray County$1,4285$33,045
Newaygo County$1,428156$4,315,946
Sitka Borough$1,4266$20,130
Vernon County$1,42613$95,250
Gloucester County$1,426656$4,490,826
Muskogee County$1,425262$15,289,201
Carbon County$1,42599$464,531
Crawford County$1,424145$2,256,928
Bergen County$1,42414,770$440,478,151
Hardin County$1,424499$10,150,975
Hamilton County$1,42469$847,956
Dearborn County$1,423117$2,094,531
Hartford County$1,4231,886$15,426,261
Jasper County$1,422180$2,874,726
Bandera County$1,422233$5,638,719
Ross County$1,421124$1,146,611
Columbia County$1,421192$2,559,127
Humboldt County$1,420212$3,220,974
Douglas County$1,4193$20,029
El Dorado County$1,418213$4,039,523
Perry County$1,41843$298,755
Wythe County$1,41730$302,085
Dakota County$1,41790$927,490
Hancock County$1,4170$0
Bristol County$1,4161,557$13,838,375
Jackson County$1,41631$471,278
Lewis County$1,415112$1,979,520
Mower County$1,415733$10,912,851
Cayuga County$1,415288$1,579,633
Russell County$1,4153$103,712
Carroll County$1,414298$2,812,623
Gunnison County$1,41442$120,696
Franklin County$1,41351$835,747
Calcasieu Parish$1,41310,357$322,256,835
Barnstable County$1,4133,271$43,793,653
Lafourche Parish$1,4136,320$107,066,125
Smyth County$1,412161$1,203,792
Atchison County$1,412159$5,083,241
Fremont County$1,41217$49,942
Jennings County$1,4118$64,612
Mobile County$1,41115,032$365,033,982
Henderson County$1,410380$6,330,636
Montgomery County$1,4106,215$185,100,986
Eaton County$1,408146$682,263
Monroe County$1,4079$152,580
Livingston County$1,406284$2,012,725
Swift County$1,40611$114,034
Union County$1,406443$7,517,591
Lincoln County$1,40615$101,511
Cheboygan County$1,40536$1,660,144
Franklin County$1,40593$1,805,866
Northumberland County$1,4051,688$24,221,411
Jefferson County$1,404405$4,081,937
Hardy County$1,403186$3,435,895
Audubon County$1,40314$126,927
Scott County$1,40241$303,407
Curry County$1,40289$1,339,560
Okanogan County$1,40290$605,658
Platte County$1,401452$15,162,112
Union County$1,40019$503,825
Adair County$1,40025$1,034,815
Crisp County$1,40070$2,166,802
Putnam County$1,400282$3,239,435
Jefferson County$1,400524$11,170,517
Sumner County$1,399703$14,308,159
Ritchie County$1,39869$519,021
San Mateo County$1,3971,092$19,876,109
Logan County$1,39737$513,583
Nome Census Area$1,39525$1,521,097
Hillsborough County$1,395630$10,457,856
Montgomery County$1,395189$3,394,020
Iron County$1,39362$387,626
Turner County$1,39226$1,054,847
Maury County$1,391201$3,364,499
Craig County$1,39137$1,235,917
Obion County$1,391182$3,710,208
Des Moines County$1,391356$9,705,814
Stevens County$1,39015$57,539
Alpena County$1,38917$57,108
Petroleum County$1,3890$0
Warren County$1,389165$2,501,733
Albany County$1,387376$4,599,663
Mchenry County$1,3871,016$7,757,002

Policy units include condominium units under master policies. Losses are cumulative reported records and include claims closed without payment. Pricing depends on the mix of insured buildings; these rankings do not rank geographic flood risk. Counties with no in-force policy units have no premium average and sort after those with an average.