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Greenup County flood insurance

Published NFIP policy and loss records, alongside a way to check the map.

Average annual premium and federal policy fee per policy unit

$1,258

As of 2026-08-31. A portfolio average, not a quote for a home.

Policies in force, including condo units
347
Cumulative recorded losses
723
Net dollars paid
$10,830,461

Cumulative losses in the HUDEX report through August 31, 2026. Loss counts include claims closed without payment. No annual series or first loss year is stated in this report.

Find a flood zone in Greenup County.

U.S. addresses only. Include a ZIP for a more precise match.

What these records tell you

Greenup County’s 347 policy units describe the published NFIP book of business. The average combines different buildings, limits and deductibles. Private flood insurance is outside this dataset.

Historic net payments measure reported insured losses; they do not measure all economic damage or a home’s probability of flooding. The separate OpenFEMA release below provides a year-of-loss breakdown.

Nearby county records

These counties are closest by Census internal point; this list does not assert shared borders.

All Kentucky counties

Largest recorded loss years

Published net claim payments from 1978 through 2025, grouped by year of loss. Dollar amounts are nominal. The 2026-09-08 OpenFEMA claims release is a separate population from the policy workbook above.

1997$1,221,8812021$1,189,0872018$1,042,5012011$782,1602025$682,005
All published years and net payments
Greenup County claims history
Year of lossNet payments
1978$73,383
1979$7,152
1982$12,952
1985$0
1986$0
1987$0
1989$14,426
1990$32,707
1991$4,633
1993$34,887
1994$66,845
1995$4,872
1996$283,929
1997$1,221,881
1998$54,502
1999$0
2000$361,856
2001$41,158
2002$294,025
2003$296,905
2004$289,366
2005$327,076
2007$84,849
2008$186,376
2009$146,609
2010$665,562
2011$782,160
2012$85,779
2013$304,251
2014$69,097
2015$541,774
2016$8,713
2017$63,515
2018$1,042,501
2019$336,138
2020$420,567
2021$1,189,087
2022$324,701
2023$34,011
2024$452,081
2025$682,005

713 published claim records in this county series. Records without payment are included in counts. Missing county records are retained in national controls and are not allocated to counties. OpenFEMA NFIP redacted claims V3.

Data and methodology

Complete official HUDEX report, summed across its community rows within each geocoded county FIPS. Policy Count includes condominium units under master policies. Average premium is Total Premium + Federal Policy Fee divided by Policy Count; this is an aggregate per policy unit, not a property quote. Loss counts include losses closed without payment. Total Net Dollars Paid is cumulative in this report, including the source's adjustments. The report does not specify the first loss year or split losses by year, so a starting year and annual breakdown are not inferred. Unassigned county records are retained in state totals separately. No record sampling.

Official NFIP policy and loss geography workbook

Read the full methodology and coverage limits