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Livingston Parish flood insurance

Published NFIP policy and loss records, alongside a way to check the map.

Average annual premium and federal policy fee per policy unit

$1,203

As of 2026-08-31. A portfolio average, not a quote for a home.

Policies in force, including condo units
14,752
Cumulative recorded losses
14,959
Net dollars paid
$836,519,673

Cumulative losses in the HUDEX report through August 31, 2026. Loss counts include claims closed without payment. No annual series or first loss year is stated in this report.

Find a flood zone in Livingston Parish.

U.S. addresses only. Include a ZIP for a more precise match.

What these records tell you

Livingston Parish’s 14,752 policy units describe the published NFIP book of business. The average combines different buildings, limits and deductibles. Private flood insurance is outside this dataset.

Historic net payments measure reported insured losses; they do not measure all economic damage or a home’s probability of flooding. The separate OpenFEMA release below provides a year-of-loss breakdown.

Nearby county records

These counties are closest by Census internal point; this list does not assert shared borders.

All Louisiana counties

Largest recorded loss years

Published net claim payments from 1978 through 2026, grouped by year of loss. Dollar amounts are nominal. The 2026-09-08 OpenFEMA claims release is a separate population from the policy workbook above.

2016$736,309,6792012$20,020,5551983$15,081,9772021$8,274,2712008$7,363,792
All published years and net payments
Livingston Parish claims history
Year of lossNet payments
1978$4,236
1979$735,730
1980$294,579
1981$2,529
1982$12,090
1983$15,081,977
1984$13,412
1985$1,637,595
1986$19,004
1987$57,638
1988$37,755
1989$20,584
1990$6,235,388
1991$801,657
1992$575,452
1993$3,500,119
1994$651,209
1995$1,216,644
1996$439,997
1997$309,206
1998$2,183,634
1999$30,570
2000$47,257
2001$7,089,561
2002$2,113,376
2003$255,308
2004$1,983,354
2005$4,946,669
2006$202,072
2007$172,656
2008$7,363,792
2009$49,741
2010$7,029
2011$2,057,991
2012$20,020,555
2013$570,485
2014$4,605
2015$394,741
2016$736,309,679
2017$340,831
2018$134,200
2019$6,210,213
2020$668,649
2021$8,274,271
2022$23,987
2023$163,884
2024$85,809
2025$93,972
2026$62,796

14,639 published claim records in this county series. Records without payment are included in counts. Missing county records are retained in national controls and are not allocated to counties. OpenFEMA NFIP redacted claims V3.

Data and methodology

Complete official HUDEX report, summed across its community rows within each geocoded county FIPS. Policy Count includes condominium units under master policies. Average premium is Total Premium + Federal Policy Fee divided by Policy Count; this is an aggregate per policy unit, not a property quote. Loss counts include losses closed without payment. Total Net Dollars Paid is cumulative in this report, including the source's adjustments. The report does not specify the first loss year or split losses by year, so a starting year and annual breakdown are not inferred. Unassigned county records are retained in state totals separately. No record sampling.

Official NFIP policy and loss geography workbook

Read the full methodology and coverage limits