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Rockland County flood insurance

Published NFIP policy and loss records, alongside a way to check the map.

Average annual premium and federal policy fee per policy unit

$1,277

As of 2026-08-31. A portfolio average, not a quote for a home.

Policies in force, including condo units
1,269
Cumulative recorded losses
3,262
Net dollars paid
$45,232,316

Cumulative losses in the HUDEX report through August 31, 2026. Loss counts include claims closed without payment. No annual series or first loss year is stated in this report.

Find a flood zone in Rockland County.

U.S. addresses only. Include a ZIP for a more precise match.

What these records tell you

Rockland County’s 1,269 policy units describe the published NFIP book of business. The average combines different buildings, limits and deductibles. Private flood insurance is outside this dataset.

Historic net payments measure reported insured losses; they do not measure all economic damage or a home’s probability of flooding. The separate OpenFEMA release below provides a year-of-loss breakdown.

Nearby county records

These counties are closest by Census internal point; this list does not assert shared borders.

All New York counties

Largest recorded loss years

Published net claim payments from 1978 through 2026, grouped by year of loss. Dollar amounts are nominal. The 2026-09-08 OpenFEMA claims release is a separate population from the policy workbook above.

2011$15,701,6962012$10,246,6112021$4,861,5631999$3,679,8872007$2,306,365
All published years and net payments
Rockland County claims history
Year of lossNet payments
1978$192,321
1979$880,582
1980$587,365
1981$190,777
1982$93,748
1983$569,306
1984$809,417
1985$3,214
1986$139,507
1987$56,849
1988$509
1989$65,475
1990$63,104
1991$58,404
1992$160,675
1993$85,112
1994$47,065
1995$47,369
1996$164,720
1997$16,701
1998$0
1999$3,679,887
2000$15,370
2001$158,471
2002$109,870
2003$80,756
2004$562,255
2005$666,699
2006$12,089
2007$2,306,365
2008$129,090
2009$41,252
2010$676,743
2011$15,701,696
2012$10,246,611
2013$4,799
2014$65,291
2015$0
2016$0
2017$0
2018$68,586
2020$15,103
2021$4,861,563
2022$253,746
2023$1,112,726
2024$304,252
2025$49,718
2026$31,617

3,480 published claim records in this county series. Records without payment are included in counts. Missing county records are retained in national controls and are not allocated to counties. OpenFEMA NFIP redacted claims V3.

Data and methodology

Complete official HUDEX report, summed across its community rows within each geocoded county FIPS. Policy Count includes condominium units under master policies. Average premium is Total Premium + Federal Policy Fee divided by Policy Count; this is an aggregate per policy unit, not a property quote. Loss counts include losses closed without payment. Total Net Dollars Paid is cumulative in this report, including the source's adjustments. The report does not specify the first loss year or split losses by year, so a starting year and annual breakdown are not inferred. Unassigned county records are retained in state totals separately. No record sampling.

Official NFIP policy and loss geography workbook

Read the full methodology and coverage limits