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Trumbull County flood insurance

Published NFIP policy and loss records, alongside a way to check the map.

Average annual premium and federal policy fee per policy unit

$979

As of 2026-08-31. A portfolio average, not a quote for a home.

Policies in force, including condo units
354
Cumulative recorded losses
400
Net dollars paid
$3,637,594

Cumulative losses in the HUDEX report through August 31, 2026. Loss counts include claims closed without payment. No annual series or first loss year is stated in this report.

Find a flood zone in Trumbull County.

U.S. addresses only. Include a ZIP for a more precise match.

What these records tell you

Trumbull County’s 354 policy units describe the published NFIP book of business. The average combines different buildings, limits and deductibles. Private flood insurance is outside this dataset.

Historic net payments measure reported insured losses; they do not measure all economic damage or a home’s probability of flooding. The separate OpenFEMA release below provides a year-of-loss breakdown.

Nearby county records

These counties are closest by Census internal point; this list does not assert shared borders.

All Ohio counties

Largest recorded loss years

Published net claim payments from 1978 through 2026, grouped by year of loss. Dollar amounts are nominal. The 2026-09-08 OpenFEMA claims release is a separate population from the policy workbook above.

2003$1,484,6742013$601,0822011$218,1142004$199,7592015$121,566
All published years and net payments
Trumbull County claims history
Year of lossNet payments
1978$3,808
1979$102,420
1980$4,549
1982$3,039
1983$0
1984$1,460
1985$0
1986$58,071
1987$473
1989$4,828
1990$85,407
1991$3,630
1992$88,889
1993$23,052
1994$44,946
1996$19,913
1997$1,880
1998$48,000
2000$0
2001$0
2002$97,283
2003$1,484,674
2004$199,759
2005$5,518
2006$104,543
2007$0
2008$63,618
2009$582
2011$218,114
2012$41,513
2013$601,082
2014$13,012
2015$121,566
2018$89,537
2019$6,764
2020$1,519
2021$82,836
2022$75,007
2023$5,897
2024$0
2026$0

405 published claim records in this county series. Records without payment are included in counts. Missing county records are retained in national controls and are not allocated to counties. OpenFEMA NFIP redacted claims V3.

Data and methodology

Complete official HUDEX report, summed across its community rows within each geocoded county FIPS. Policy Count includes condominium units under master policies. Average premium is Total Premium + Federal Policy Fee divided by Policy Count; this is an aggregate per policy unit, not a property quote. Loss counts include losses closed without payment. Total Net Dollars Paid is cumulative in this report, including the source's adjustments. The report does not specify the first loss year or split losses by year, so a starting year and annual breakdown are not inferred. Unassigned county records are retained in state totals separately. No record sampling.

Official NFIP policy and loss geography workbook

Read the full methodology and coverage limits