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Newport County flood insurance

Published NFIP policy and loss records, alongside a way to check the map.

Average annual premium and federal policy fee per policy unit

$951

As of 2026-08-31. A portfolio average, not a quote for a home.

Policies in force, including condo units
2,262
Cumulative recorded losses
820
Net dollars paid
$11,863,289

Cumulative losses in the HUDEX report through August 31, 2026. Loss counts include claims closed without payment. No annual series or first loss year is stated in this report.

Find a flood zone in Newport County.

U.S. addresses only. Include a ZIP for a more precise match.

What these records tell you

Newport County’s 2,262 policy units describe the published NFIP book of business. The average combines different buildings, limits and deductibles. Private flood insurance is outside this dataset.

Historic net payments measure reported insured losses; they do not measure all economic damage or a home’s probability of flooding. The separate OpenFEMA release below provides a year-of-loss breakdown.

Nearby county records

These counties are closest by Census internal point; this list does not assert shared borders.

All Rhode Island counties

Largest recorded loss years

Published net claim payments from 1978 through 2026, grouped by year of loss. Dollar amounts are nominal. The 2026-09-08 OpenFEMA claims release is a separate population from the policy workbook above.

2012$4,491,0001991$2,312,9522023$1,340,6052022$809,9862011$750,211
All published years and net payments
Newport County claims history
Year of lossNet payments
1978$51,854
1979$0
1980$1,270
1981$0
1982$0
1983$415
1984$3,860
1985$21,853
1987$444
1991$2,312,952
1992$15,800
1993$7,035
1994$5,456
1995$0
1996$4,203
1997$21,290
1998$0
1999$5,601
2000$3,540
2001$64,361
2002$3,261
2003$10,295
2005$74,377
2006$11,307
2007$582,824
2008$24,473
2009$6,984
2010$499,520
2011$750,211
2012$4,491,000
2013$16,858
2014$15,384
2015$8,672
2018$49,464
2019$0
2020$65,539
2021$410,209
2022$809,986
2023$1,340,605
2024$80,574
2025$16,307
2026$0

805 published claim records in this county series. Records without payment are included in counts. Missing county records are retained in national controls and are not allocated to counties. OpenFEMA NFIP redacted claims V3.

Data and methodology

Complete official HUDEX report, summed across its community rows within each geocoded county FIPS. Policy Count includes condominium units under master policies. Average premium is Total Premium + Federal Policy Fee divided by Policy Count; this is an aggregate per policy unit, not a property quote. Loss counts include losses closed without payment. Total Net Dollars Paid is cumulative in this report, including the source's adjustments. The report does not specify the first loss year or split losses by year, so a starting year and annual breakdown are not inferred. Unassigned county records are retained in state totals separately. No record sampling.

Official NFIP policy and loss geography workbook

Read the full methodology and coverage limits