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Wichita County flood insurance

Published NFIP policy and loss records, alongside a way to check the map.

Average annual premium and federal policy fee per policy unit

$913

As of 2026-08-31. A portfolio average, not a quote for a home.

Policies in force, including condo units
685
Cumulative recorded losses
1,309
Net dollars paid
$20,131,824

Cumulative losses in the HUDEX report through August 31, 2026. Loss counts include claims closed without payment. No annual series or first loss year is stated in this report.

Find a flood zone in Wichita County.

U.S. addresses only. Include a ZIP for a more precise match.

What these records tell you

Wichita County’s 685 policy units describe the published NFIP book of business. The average combines different buildings, limits and deductibles. Private flood insurance is outside this dataset.

Historic net payments measure reported insured losses; they do not measure all economic damage or a home’s probability of flooding. The separate OpenFEMA release below provides a year-of-loss breakdown.

Nearby county records

These counties are closest by Census internal point; this list does not assert shared borders.

All Texas counties

Largest recorded loss years

Published net claim payments from 1979 through 2025, grouped by year of loss. Dollar amounts are nominal. The 2026-09-08 OpenFEMA claims release is a separate population from the policy workbook above.

1982$5,815,1702007$4,053,4222008$1,703,0742015$1,516,4201997$1,476,890
All published years and net payments
Wichita County claims history
Year of lossNet payments
1979$78,854
1980$59,385
1981$4,258
1982$5,815,170
1983$3,702
1984$159,911
1985$863,621
1986$913,147
1987$578,305
1989$463,891
1990$126,485
1991$0
1992$1,432
1993$49,133
1994$1,232
1995$89,210
1997$1,476,890
1998$7,542
1999$19,306
2001$709
2002$0
2004$0
2005$96,424
2006$79,718
2007$4,053,422
2008$1,703,074
2009$4,497
2010$45,389
2011$0
2012$0
2013$32,936
2014$30,373
2015$1,516,420
2016$1,183,832
2017$0
2018$123,766
2019$719
2020$0
2021$0
2023$0
2024$223,899
2025$88,734

1,295 published claim records in this county series. Records without payment are included in counts. Missing county records are retained in national controls and are not allocated to counties. OpenFEMA NFIP redacted claims V3.

Data and methodology

Complete official HUDEX report, summed across its community rows within each geocoded county FIPS. Policy Count includes condominium units under master policies. Average premium is Total Premium + Federal Policy Fee divided by Policy Count; this is an aggregate per policy unit, not a property quote. Loss counts include losses closed without payment. Total Net Dollars Paid is cumulative in this report, including the source's adjustments. The report does not specify the first loss year or split losses by year, so a starting year and annual breakdown are not inferred. Unassigned county records are retained in state totals separately. No record sampling.

Official NFIP policy and loss geography workbook

Read the full methodology and coverage limits