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Compare the published records.

Published averages describe a portfolio of insured properties. They are not property quotes.

States and territoriesCountiesRank by premium + feeRank by net payments
NFIP county statistics, August 31, 2026. Page 19 of 31
CountyAverage premium + fee / unitRecorded lossesNet dollars paid
Benzie County$98612$89,861
Gloucester County$9851,393$30,878,026
Union County$985144$2,147,122
Brookings County$98598$883,660
Clark County$98418$208,531
Hayes County$9840$0
Tippecanoe County$984222$3,320,962
Vigo County$983664$17,379,463
Brown County$983391$2,329,826
Delaware County$982101$994,031
Crow Wing County$98213$71,715
Latah County$98161$744,053
Dallas County$9811$7,084
Henderson County$98189$3,272,840
Knox County$980592$7,867,312
St. Bernard Parish$97923,965$2,238,980,844
Warrick County$97976$649,029
Trumbull County$979400$3,637,594
Bladen County$978184$8,908,921
Rosebud County$97711$12,952
Koochiching County$97718$369,664
Iredell County$97758$1,104,889
Labette County$977102$1,631,742
Clay County$97622$537,012
Oneida County$9764$14,773
Rockwall County$97668$1,599,220
Owsley County$9756$64,961
Greene County$975152$1,355,309
Franklin County$9751$12,218
Baldwin County$9759$121,000
Randolph County$974275$3,804,647
Clark County$974138$4,326,718
Benton County$97419$510,825
Lawrence County$97423$272,258
Ripley County$974265$13,549,976
Wilkinson County$9731,717$20,493,472
Covington County$97372$971,213
Marion County$973241$3,231,680
Dewitt County$973236$6,346,225
Geneva County$972182$2,984,697
Metcalfe County$9729$22,300
Ballard County$97145$582,115
Rains County$9700$0
Mecklenburg County$9705$11,475
Mccook County$97029$575,857
Mitchell County$97010$79,377
Richland County$97011$95,586
Platte County$96988$1,433,635
Buffalo County$96936$452,218
Upson County$96925$342,451
Arenac County$969125$2,059,707
Harvey County$969401$3,186,833
Atascosa County$96837$555,589
Edgecombe County$968783$27,925,171
Tipton County$968110$1,650,109
Stephens County$96871$899,492
Ellis County$96794$225,409
Rusk County$96710$290,058
Kent County$967659$10,279,580
Butler County$9677$88,122
Surry County$96783$2,762,673
Oglethorpe County$9670$0
Crawford County$9670$0
Valencia County$967125$982,291
Bibb County$966152$3,706,579
Desoto County$966440$16,777,371
Lincoln County$96615$246,442
Logan County$96674$846,931
Hancock County$96516$290,998
Johnson County$965327$4,896,883
Dallam County$9653$884
Smith County$965303$4,668,318
Shelby County$9641,032$25,111,990
Lake Of The Woods County$9645$128,619
Redwood County$9643$143,452
Delaware County$964307$3,317,612
Holmes County$964185$3,139,950
Beaver County$9644$10,001
Piute County$9630$0
Richmond County$96219,227$280,418,513
Bartow County$96248$905,497
Coahoma County$962391$7,262,244
Union County$96114$133,148
Washita County$9615$104,609
Hopkins County$96134$280,116
Quay County$96011$29,276
Big Horn County$96018$245,367
Sac County$9602$0
Oconto County$959136$1,036,975
Wake County$9591,588$30,634,627
Austin County$958340$14,679,736
Chambers County$9572,182$130,050,227
Perquimans County$957161$967,170
Lincoln County$9573$7,496
Lewis County$9560$0
Jones County$956205$16,911,860
Accomack County$9561,143$12,984,677
Oconee County$95524$179,375
Union County$95517$358,652
Clay County$95513$52,953

Policy units include condominium units under master policies. Losses are cumulative reported records and include claims closed without payment. Pricing depends on the mix of insured buildings; these rankings do not rank geographic flood risk. Counties with no in-force policy units have no premium average and sort after those with an average.