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Compare the published records.

Published averages describe a portfolio of insured properties. They are not property quotes.

States and territoriesCountiesRank by premium + feeRank by net payments
NFIP county statistics, August 31, 2026. Page 20 of 31
CountyAverage premium + fee / unitRecorded lossesNet dollars paid
Garfield County$95581$422,372
Crawford County$955240$4,850,879
Mahoning County$954304$2,832,405
Alameda County$954544$4,449,947
Mcclain County$95449$864,171
Washington County$954403$5,470,565
Preble County$95346$363,425
Dallas County$953202$1,915,936
Dodge County$953855$11,735,407
Greenwood County$9537$18,285
Hughes County$9532$9,945
Sevier County$95220$782,557
Coffee County$95245$923,776
Charles Mix County$95111$504,260
Cibola County$95128$610,565
Newport County$951820$11,863,289
Calhoun County$95041$813,430
Jackson County$9505$119,609
Churchill County$9507$24,670
Malheur County$95050$186,455
Emanuel County$9505$12,293
Lipscomb County$9496$237,845
West Feliciana Parish$949594$5,446,252
Kandiyohi County$9499$136,655
Mitchell County$948103$2,160,324
Kaufman County$94878$2,036,764
Scioto County$947331$2,676,236
Lewis & Clark County$947103$416,926
Mesa County$94561$281,260
Grant County$94518$80,819
Hart County$9451$0
Charleston County$94519,366$312,786,307
St. Martin Parish$9441,515$27,478,955
Johnston County$944301$11,689,335
Jasper County$94417$136,712
Hardee County$944124$5,916,913
Sawyer County$9449$69,171
Randolph County$9441$15,829
Wayne County$94411$68,425
Price County$9434$24,321
Midland County$943547$28,007,188
Lonoke County$94380$1,306,786
Onslow County$9434,683$75,977,129
Gray County$9416$270,420
Roscommon County$9413$93,200
Chicot County$940172$4,359,582
Hawkins County$94017$108,239
Gillespie County$94017$327,760
San Joaquin County$940409$8,319,279
Suffolk County$9404,274$28,112,250
Hood County$939174$3,534,369
Ashland County$93911$489,259
Asotin County$9394$54,480
Lincoln County$93811$65,568
Karnes County$93817$115,920
Camas County$9380$0
Campbell County$938450$5,849,637
Jackson County$937100$1,085,306
Marshall County$93630$175,226
Merrick County$93617$38,992
San Patricio County$9362,003$19,774,619
Person County$9358$48,614
Beaufort County$9359,553$132,479,615
Bulloch County$934177$4,810,702
Vance County$93411$204,237
Phelps County$93312$111,938
Luna County$9334$151,028
Chowan County$933280$5,974,701
Williamson County$933234$2,095,152
Clinton County$93216$206,055
Polk County$93122$191,764
Perry County$931125$1,730,968
Kay County$930347$3,261,440
Frio County$9306$56,860
Jackson County$93081$1,129,690
Moore County$930150$2,988,337
Bradford County$929189$4,283,003
Erath County$92822$670,958
Woodford County$928497$4,888,420
Bryan County$927284$5,775,051
Manistee County$92733$260,528
Lee County$92760$505,920
Franklin County$9272$41,006
Hancock County$927269$4,778,810
Branch County$92733$589,690
Wharton County$9271,158$52,354,751
Randolph County$92665$450,181
Clay County$9264$28,581
Washington County$92523$990,654
Clay County$9251,742$76,104,575
Orangeburg County$925117$3,459,564
Cowley County$924144$2,119,718
Trigg County$9241$0
Thurston County$924383$6,371,625
Marion County$924393$5,979,176
Lowndes County$9241,192$7,226,004
Sandusky County$924145$752,552
Fayette County$9230$0
Jefferson County$92224$268,240
Madera County$92264$673,590

Policy units include condominium units under master policies. Losses are cumulative reported records and include claims closed without payment. Pricing depends on the mix of insured buildings; these rankings do not rank geographic flood risk. Counties with no in-force policy units have no premium average and sort after those with an average.