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Compare the published records.

Published averages describe a portfolio of insured properties. They are not property quotes.

States and territoriesCountiesRank by premium + feeRank by net payments
NFIP county statistics, August 31, 2026. Page 21 of 31
CountyAverage premium + fee / unitRecorded lossesNet dollars paid
Fulton County$922212$2,401,262
Madison County$9226$26,091
Montgomery County$922346$2,060,027
Lafayette County$922260$2,902,159
Bell County$922504$14,165,827
Carroll County$9227$9,023
Dallas County$92242$638,922
Wayne County$9221,180$46,814,829
Livingston County$92124$497,443
Daviess County$921327$3,555,003
Hall County$92145$733,454
Randolph County$9214$15,442
Scotland County$92020$560,118
Johnson County$9202$36,949
Thomas County$92063$2,627,056
Alexander County$919490$3,384,698
San Juan County$9191$1,144
Roosevelt County$9199$65,078
Marion County$91821$355,662
Fayette County$91814$13,796
Atlantic County$91820,995$493,698,531
Lubbock County$918347$2,747,898
Stanton County$9185$156,032
Champaign County$91838$252,288
Beltrami County$9175$11,207
Campbell County$9171$165,942
Leon County$916923$11,024,436
Bolivar County$9161,262$23,709,765
Yalobusha County$91641$367,847
Dodge County$9161$0
Liberty County$9153,369$107,977,612
Ward County$9150$0
Wirt County$91483$600,471
Nemaha County$91450$455,135
Williams County$91435$764,796
Yolo County$914366$3,753,689
Chatham County$9135,482$82,042,968
Grand Forks County$9133,097$75,617,261
Clark County$913866$17,454,729
Clark County$913149$2,184,960
Wichita County$9131,309$20,131,824
Fannin County$91160$1,735,572
Ford County$9113$10,242
Sandoval County$91043$309,352
Saline County$91028$486,752
Dodge County$90945$194,997
Oceana County$90832$200,697
Colfax County$907175$1,838,786
Lyon County$90724$678,570
Butler County$907522$10,125,904
Pulaski County$90629$817,710
St. Croix County$90673$1,265,712
Monroe County$906133$1,304,394
Genesee County$905465$3,285,813
Butte County$9050$0
Jones County$904230$2,230,287
Jefferson County$90460$700,663
Flathead County$904131$685,550
Williamson County$904729$22,188,721
Jefferson County$903610$14,751,576
Lampasas County$90347$827,109
Pittsburg County$90327$454,094
Warren County$9034$0
Chase County$9020$0
Mckinley County$90220$30,534
Grand County$9024$37,847
Oconee County$9015$39,324
Dakota County$901178$3,838,880
Arkansas County$90185$1,395,864
Greene County$90143$642,330
Middlesex County$9003,589$35,038,523
Posey County$900145$2,313,574
Marinette County$90023$235,959
Lea County$900210$929,520
Gilliam County$9001$1,156
Tyrrell County$900590$9,044,209
Hancock County$899103$1,135,398
Marion County$899488$21,225,463
Berrien County$899321$4,439,477
Newton County$899560$27,294,988
Kewaunee County$89820$159,033
Douglas County$898223$4,135,857
Adams County$898117$1,365,750
Jones County$898127$3,796,942
Tulare County$898364$4,289,097
Miller County$897142$3,245,568
Nobles County$89782$207,204
Norfolk County$8963,162$24,594,950
Graham County$89644$384,349
Desha County$896235$3,858,584
Carlisle County$8963$15,328
Cumberland County$89613$302,554
Hardin County$895221$3,904,081
Ohio County$89511$40,552
Hudson County$8954,903$168,450,732
Okeechobee County$895295$2,039,816
Leake County$89447$968,762
Pembina County$893591$3,296,984
Kittson County$893283$2,334,464
Auglaize County$893125$2,317,712

Policy units include condominium units under master policies. Losses are cumulative reported records and include claims closed without payment. Pricing depends on the mix of insured buildings; these rankings do not rank geographic flood risk. Counties with no in-force policy units have no premium average and sort after those with an average.