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Compare the published records.

Published averages describe a portfolio of insured properties. They are not property quotes.

States and territoriesCountiesRank by premium + feeRank by net payments
NFIP county statistics, August 31, 2026. Page 11 of 31
CountyAverage premium + fee / unitRecorded lossesNet dollars paid
Jones County$1,285122$4,113,749
Ogle County$1,284340$3,572,553
Sherman County$1,2840$0
Morgan County$1,2846$47,374
Southampton County$1,28383$3,014,143
Valley County$1,282270$1,541,060
Banks County$1,2822$53,458
Harrison County$1,28116,065$1,299,002,681
Collier County$1,28014,778$1,126,879,422
White County$1,280211$4,682,185
Hudspeth County$1,2801$245,314
Attala County$1,27925$458,019
Chittenden County$1,279255$3,984,996
Putnam County$1,2775$21,863
Rockland County$1,2773,262$45,232,316
Claiborne County$1,27733$501,381
Hardin County$1,27725$255,141
Texas County$1,27617$368,873
Madison County$1,276736$5,806,729
Marshall County$1,2751,434$6,832,440
Colbert County$1,275145$1,942,848
Coconino County$1,275300$5,312,977
Polk County$1,2741,452$36,674,521
Carroll County$1,27467$1,606,781
Madison County$1,273140$3,479,378
Eagle County$1,27337$270,276
Cherokee County$1,2736$46,078
Morton County$1,272222$2,802,907
Custer County$1,2722$44,985
Blue Earth County$1,27288$1,321,277
Taney County$1,271403$18,567,731
Ida County$1,2718$35,667
Garland County$1,270267$4,332,029
Jefferson County$1,27052$1,138,038
Piatt County$1,26922$365,956
Yuba County$1,269328$8,590,975
Wayne County$1,269220$2,686,542
Todd County$1,26911$139,670
Pickaway County$1,26870$704,855
Knox County$1,267125$866,405
Strafford County$1,267138$2,322,789
Ste. Genevieve County$1,2671,191$7,052,216
Tunica County$1,267499$5,018,858
Campbell County$1,26563$716,140
Delaware County$1,265125$1,764,246
Franklin County$1,2651$0
Jefferson County$1,26410$14,186
Iroquois County$1,264843$16,619,279
Sarasota County$1,26414,502$855,870,272
Macon County$1,26378$1,948,521
Vermillion County$1,26368$406,829
Galveston County$1,26261,842$2,473,916,876
Stephens County$1,26289$892,298
Pontotoc County$1,26121$691,137
Blair County$1,2611,140$8,816,790
Washington County$1,26064$1,204,159
Indiana County$1,259389$2,347,096
Boone County$1,25858$372,029
St. Tammany Parish$1,25838,457$1,774,770,899
Greenup County$1,258723$10,830,461
Catoosa County$1,258315$5,415,055
Linn County$1,2581,352$69,476,597
Graves County$1,25771$1,315,618
Routt County$1,25737$414,729
New Castle County$1,2571,569$51,921,547
Deschutes County$1,25618$65,508
Etowah County$1,255123$734,530
Colfax County$1,2558$13,050
Hancock County$1,2553$7,979
Kittitas County$1,255268$3,447,354
Grant County$1,25411$51,094
Westchester County$1,25412,285$272,307,889
Carter County$1,25484$2,508,663
Cabarrus County$1,253247$5,049,662
Anoka County$1,25392$412,395
Kingman County$1,2539$992,565
Gregg County$1,253227$3,665,057
Craig County$1,252101$1,385,265
Nelson County$1,25238$244,781
Monroe County$1,251126$3,792,282
Cuming County$1,25038$475,858
Jefferson County$1,2495,648$100,162,903
Scott County$1,24938$458,518
Haralson County$1,2490$0
Orange County$1,2491,980$26,492,337
Yavapai County$1,249488$6,440,722
Edgefield County$1,24716$362,044
Allamakee County$1,24617$101,378
Jefferson Davis Parish$1,246385$7,542,802
Lee County$1,244702$16,506,839
Putnam County$1,24335$1,189,762
Buckingham County$1,24313$58,667
Fairfield County$1,24383$1,002,499
Simpson County$1,242238$2,626,214
Lincoln County$1,242159$3,676,640
Marshall County$1,242188$1,552,233
Marlboro County$1,24124$418,164
Polk County$1,241147$1,034,313
Taos County$1,24025$51,076
Stutsman County$1,240122$676,264

Policy units include condominium units under master policies. Losses are cumulative reported records and include claims closed without payment. Pricing depends on the mix of insured buildings; these rankings do not rank geographic flood risk. Counties with no in-force policy units have no premium average and sort after those with an average.